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That’s right – with all the talk about “down market” it is the Consumer Confidence that seems to make the difference. While existing home sales are setting trends similar to 1998 (5 million units) – those that can afford to buy have put off thinking maybe the market prices will continue to fall. When in fact, we are at an historic low for mortgage rates and the supply of homes is high enough to accommodate the market. Federal Lawmakers are considering a TAX CREDIT for owner-occupied buyers. This could range anywhere from $5,000 – $7,000 and will certainly be a formal initiative to boost the confidence of the Consumer’s enough to get out and BUY that house! I am here if you have any questions or to help you in finding a new home.