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Update to Home Ownership Center Assistance

We received this update to services the Home Ownership Center provides and we wanted to ensure we passed it along.

If your thinking of buying and wondered if their is any down payment assistance available and or credit counseling services to be ready to make your purchase contact them at 937-853-1600

Free Homebuyer Counseling!

The HomeOwnership Center recently received a HUD grant that we can now use to cover the costs of homebuyer counseling. The grant means that first-time homebuyer counseling is free to our clients.

Do you have clients that are not quite ready to buy their first home? Send them to us and we can give them back to you…mortgage ready! So, how does that affect the pricing for the entire First-Time Homebuyer program? Let’s take a look.

Service Cost to Client
First-Time Homebuyer Counseling Only Free
Fist-Time Homebuyer Class – In Person $25
First-Time Homebuyer Class – Online $99

Remember that clients are required to complete the entire First-Time Homebuyer Program (counseling and class) to receive the certificate of completion. If you have any questions, just give us a call at 937.853.1600 or email Joanna Trent at [email protected].

Call 937.853.1600 for more information.

Union Savings Bank

With so many choices for lenders out there – you may often wonder, what’s the difference?  We like to let our client’s know that sometimes it is a matter of personalities, but often times – you want to compare rates and closing costs to ensure you are getting the best deal possible.  Other times – it is just knowing that the lender is IN IT with YOU and willing to make the process work, or take the extra time you might need to get the financing, or to help answer questions or so many other pieces of the puzzle that may need to “fit” to get your into the home “loan” for your budget.

I love when a lender is available to take calls, responds to emails, when they are PROACTIVE in working together and when they find the “right program” to fit our client’s needs!

$250 Closing Costs Union Savings flyer

Blanket Loan Union Savings Flyer

Commercial Real Estate Loans Union Savings

Communities First Down Payment Program Union Savings Flyer

Construction Loans Union Savings Flyer

How to get Pre Qualified UNION SAVINGS Flyer

Union Savings JOE WOMACKS lender programs

VA Loan Programs Union Savings Flyer

Investor Buys in Centerville!

We have been seeing investors coming into our communities and while normally on a smaller scale with multi-family or single family home purchases – this is a Commercial Space that has been acquired and may mark the turn for our commercial sector as well.

As reported in the Dayton Business Journal by Kaitlin Schroeder:

“The 98,000-square-foot shopping center at the corner of Main Street and Spring Valley Pike is home to tenants such as Club 51 Fitness, Buffalo Wings & Rings and Dollar General.

The deal marks another Dayton-area retail property gobbled up by investors. The region has seen a slew of similar deals in the past year.”

See full article here: http://www.bizjournals.com/dayton/news/2016/09/07/utah-investor-buys-centerville-retail-center-for-5.html?ana=e_ph_prem&u=Zw53QS6mvpxh09Zq2oqTfw0f965ffe&t=1473432016&j=75726712

Electronic Lockboxes ARE Coming!

I am happy to be able to report that the DABR has voted to implement the use of this technology in our area and I am SOOOO Excited to be able to offer this additional feature for those who are looking to SELL their property in the future.  If you have questions, feel free to contact me.  Click on link below for the “official” announcement:

Board President Announces Electronic Lockbox Decision

 

UPDATE:  In an unprecedented move – the Board of Directors had a motion to put this to Membership Vote AFTER being approved.  The general membership discounted the Task Force / Board Approval and VOTED DOWN ELECTRONIC LOCK BOXES.  Sadly, this may well be a dead issue for our area irregardless of the better technology and benefits for our clients.

The Debate Over Electronic Lockboxes Continues…

How do YOU feel about the subject?  CLICK HERE TO TAKE 3 QUESTION SURVEY

 

Well, if you’ve been a client of mine – you know that I SUPPORT the use of Electronic Lockboxes…and you know the many reasons why.

1) Accountability as to who / when someone has been to your house and used the lockbox (this is the best tool for Sellers who are otherwise unsure that an Agent showed up for their showing…see Reason #2) as the lockbox automatically logs the activity from the designated user when they access the key through the box. (more…)