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Decoding Land Contracts:

Decoding Land Contracts: A Blueprint for Real Estate Success

Welcome to our latest podcast episode, where we delve deep into the fascinating world of land contracts. If you’ve ever wondered about the intricacies of these contracts and the opportunities they offer to both buyers and sellers in real estate transactions, then this episode is a must-listen for you.

We begin by unraveling the complexities of land contracts, shedding light on the fundamental concepts that underpin these agreements. Whether you’re a prospective buyer or seller, gaining a deeper understanding of land contracts can provide you with invaluable insights and knowledge to make informed decisions.

One of the key takeaways from this episode is the importance of working with experienced professionals such as your Realtor and Legal Counsel. These experts play a vital role in guiding you through the nuances of land contracts, ensuring that your financial needs and goals are met with clarity and transparency.

By fostering open and honest communication with your team of professionals, you can pave the way for a successful transition to your next home. Whether you’re looking to buy or sell real estate, the knowledge gained from this episode will empower you to navigate land contracts with confidence and precision.

Don’t miss out on this opportunity to gain a blueprint for real estate success. Tune in to our podcast episode and unlock the secrets of land contracts, setting the stage for a seamless and rewarding real estate journey. Your dream home awaits, and understanding land contracts is the key to unlocking its doors.

https://youtu.be/oUFfB0TD9-Y

 

The Real-Tea Podcast is Available Now!

We hinted about a project late last year, and are happy to announce that The Real-Tea Podcast is Available Now!

This twist on a Real Estate Podcast presents from a Professional view with a Client Perspective, join Tammy Murphy and Elle Sollenberger, as they spill The Real-Tea about buying and selling Real Estate.  You will get to meet our hosts and learn what brought the Realtor and Client together for this fun and sometimes quirky podcast. The years they have shared in working together in multiple deals and different market scenarios is beneficial for anyone looking to Buy or Sell a house.

Curious about our episodes??

check it out on YouTube (video) https://www.youtube.com/@realhomestolove3939/podcasts

or Spotify (audio only) https://podcasters.spotify.com/pod/show/real-homes-to-love

Boxabl as the Future of Housing

Boxabl as the Future of Housing -presents with a unique housing product that is price / quality and timing sensitive to the current needs in communities… we just need to get our Community Leaders onboard to adjust zoning and permitting to allow the use of this housing alternative.

Knowing that we are now hearing about the “housing crisis” and that there is a shortage of homes for sale across the country, and especially in our local communities – housing alternatives are NEEDED.

Want more information?  Ask Tammy for details or feel free to explore with these links:

Boxabl housing logo

And View Video for more details:   BOXABL VIDEO

 

Update to Home Ownership Center Assistance

We received this update to services the Home Ownership Center provides and we wanted to ensure we passed it along.

If you’re thinking of buying and wondered if there is any down payment assistance available and or credit counseling services to be ready to make your purchase, contact them at 937-853-1600

Free Homebuyer Counseling!

The HomeOwnership Center recently received a HUD grant that we can now use to cover the costs of homebuyer counseling. The grant means that first-time homebuyer counseling is free to our clients.

Do you have clients that are not quite ready to buy their first home? Send them to us and we can give them back to you…mortgage ready! So, how does that affect the pricing for the entire First-Time Homebuyer program? Let’s take a look.

Service Cost to Client
First-Time Homebuyer Counseling Only Free
Fist-Time Homebuyer Class – In Person $25
First-Time Homebuyer Class – Online $99

Remember that clients are required to complete the entire First-Time Homebuyer Program (counseling and class) to receive the certificate of completion. If you have any questions, just give us a call at 937.853.1600 or email Joanna Trent at [email protected].

Call 937.853.1600 for more information.

Union Savings Bank

UPDATE June 2023:  The following post information and materials contained is NO LONGER BE AVAILABLE.    Understanding that loan programs and contacts are always subject to change is critical to ensuring you have timely access and up to date information.

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With so many choices for lenders out there – you may often wonder, what’s the difference?  We like to let our client’s know that sometimes it is a matter of personalities, but often times – you want to compare rates and closing costs to ensure you are getting the best deal possible.  Other times – it is just knowing that the lender is IN IT with YOU and willing to make the process work, or take the extra time you might need to get the financing, or to help answer questions or so many other pieces of the puzzle that may need to “fit” to get your into the home “loan” for your budget.

I love when a lender is available to take calls, responds to emails, when they are PROACTIVE in working together and when they find the “right program” to fit our client’s needs!

$250 Closing Costs Union Savings flyer

Blanket Loan Union Savings Flyer

Commercial Real Estate Loans Union Savings

Communities First Down Payment Program Union Savings Flyer

Construction Loans Union Savings Flyer

How to get Pre Qualified UNION SAVINGS Flyer

Union Savings JOE WOMACKS lender programs

VA Loan Programs Union Savings Flyer

Investor Buys in Centerville!

We have been seeing investors coming into our communities and while normally on a smaller scale with multi-family or single family home purchases – this is a Commercial Space that has been acquired and may mark the turn for our commercial sector as well.

As reported in the Dayton Business Journal by Kaitlin Schroeder:

“The 98,000-square-foot shopping center at the corner of Main Street and Spring Valley Pike is home to tenants such as Club 51 Fitness, Buffalo Wings & Rings and Dollar General.

The deal marks another Dayton-area retail property gobbled up by investors. The region has seen a slew of similar deals in the past year.”

See full article here: http://www.bizjournals.com/dayton/news/2016/09/07/utah-investor-buys-centerville-retail-center-for-5.html?ana=e_ph_prem&u=Zw53QS6mvpxh09Zq2oqTfw0f965ffe&t=1473432016&j=75726712