by Tammy Murphy | Jun 2, 2026 | BLOG, Buyers, Market Updates, Neighbor Chat, Real Estate News, Real Homes to Love, Sellers
Montgomery County real estate market trends for May 2026 reveal a market that may appear to be adjusting on the surface—but remains highly competitive underneath. While some pricing metrics softened slightly, buyer demand and inventory levels continue to tell a much stronger story.
What Happened in the Market This Month
May brought a mix of subtle pricing shifts and strong demand indicators:
• Median Sales Price: $233,000 (-0.9%)
• Average Sales Price: $261,880 (+0.3%)
• Price per Square Foot: $153 (slight decrease)
• Homes for Sale: 968 (-2.8%)
• Closed Sales: 640 (no change)
• Days on Market: 27 (-12.9%)
• Pending Sales: 763 (+17%)
• Months Supply: 1.7 (-5.6%)
At first glance, it may look like the market is leveling out. But when you look deeper, the data shows that demand is still very much present—and active.
What Montgomery County Real Estate Market Trends Mean Right Now
This market is not slowing—it’s tightening.
The surge in pending sales tells us that buyers are still entering the market and making decisions. At the same time, inventory continues to decline and homes are selling faster.
That combination keeps pressure on buyers, even when pricing shows small adjustments.
However, there is an important real-time shift that is not fully reflected in the monthly data.
A Real-Time Look at What’s Happening Right Now
The last two weeks of May were noticeably quiet in several areas.
Showing activity slowed. Movement paused. In some neighborhoods, it felt like things came to a standstill.
That kind of shift can easily give the impression that the market is slowing down.
But in reality, this appears to be more of a temporary pause than a true change in direction.
Seasonal timing plays a role—graduations, end-of-school schedules, and transitions into summer often create a brief slowdown in activity.
And when buyers step back—even briefly—it can feel like the entire market has shifted.
Where the Market is Headed Next
This is where things get important.
When a pause like this happens in a market that already has:
• Low inventory
• Strong buyer demand
• Fast-moving homes
…it often doesn’t last long.
As we move into summer, we typically see buyers re-enter the market quickly. And when they do, activity doesn’t gradually build—it accelerates.
That’s why this current window may be one of the most important moments for buyers.
Those who act now may experience less competition.
Those who wait may find themselves entering a much more aggressive and fast-moving environment.
In other words:
The market didn’t slow—it paused. And that pause may not last.
Why Experience in Today’s Market Matters
There’s a lot of noise right now about the market—some comparing it to “COVID-like conditions” and others brushing it off as sales pressure.
But here’s the reality from someone who is actively working in it every single day:
This market is moving fast. Faster than many buyers expect.
You may not have the luxury of taking a day—or even a night—to think about whether a home is right for you. By the time you decide, there’s a strong chance multiple offers are already on the table.
That’s not a sales tactic. That’s what is actually happening.
As a REALTOR® and Broker/Owner with over 25 years in this business, I bring experience—but just as importantly, I bring current, real-time insight.
I’m not removed from the market. I’m in it.
Showing homes. Writing offers. Negotiating deals. Watching how buyers and sellers are reacting right now—not months ago.
That matters.
Because success in this market isn’t just about understanding real estate—it’s about understanding timing, competition, and how decisions are being made in the moment.
And that only comes from being actively involved, not just observing from the sidelines.
In this market, hesitation doesn’t just slow you down—it can take the opportunity off the table entirely.

by Tammy Murphy | May 19, 2026 | BLOG, Buyers, Centerville, Real Estate News, Real Homes to Love, Sellers, Washington Township
Don’t Ignore These “SIGNS” – it could be important for YOU to attend the meeting and to speak up… property rights are becoming an increasingly important issue for homeowners, buyers, and sellers navigating zoning regulations, permits, setbacks, and renovation projects. Many homeowners never realize how complex these issues can become until a repair, replacement, or complaint suddenly places their property under review.
Property rights are probably not something most homeowners think about every day. When people buy a home, they are focused on the excitement of the purchase, the neighborhood, the layout, financing, schools, and future plans for the property.
What many people do not realize is how zoning regulations, setback requirements, permits, and legal non-conforming structures can suddenly become very important years after closing.
That reality became very clear during a recent Washington Township zoning appeals meeting I attended.
Originally, I attended because one of the agenda items involved my own neighborhood. However, by the end of the evening, my REALTOR® perspective was fully engaged because every case reinforced how important local knowledge truly is when buying, selling, or improving a property.
Older Properties Can Create Modern Problems
The first case involved aging homeowners who simply wanted to improve their property so they could continue enjoying their home long term.
At first glance, the request seemed completely understandable.
However, the original home and structures already failed to meet current setback requirements. Because of that, even improving and updating the property required a variance request before the work could move forward.
The board ultimately approved the request after reviewing the intended use of the property and determining the changes would not negatively impact neighboring homes.
Still, the case highlighted an important issue many homeowners never think about.
Just because a structure already exists does not automatically mean it complies with today’s zoning standards.
When Neighbors, Rules, and Property Rights Collide
The second case created the most discussion in the room.
A homeowner had recently completed improvements on a corner lot that included fencing and a parking pad area. The zoning issue specifically centered on the requested 8-foot fence height, which exceeded the normal 6-foot limitation.
The homeowner had submitted plans, received approval, and completed the work quickly. However, questions later arose regarding how the approval process had been interpreted and whether the additional fence height aligned with township regulations.
As the discussion unfolded, it became very clear how differently neighbors can view property rights and neighborhood expectations.
Some residents fully supported the homeowner and believed the improvements enhanced the property. Others strongly opposed the request and believed previous restrictions should continue applying exactly the same way today.
Because of the unique topography of the lot and questions surrounding the permit process, the board chose to continue the case for additional clarification and review.
After the continuance was announced, one attendee became increasingly vocal and disruptive toward the meeting proceedings and others in attendance. He was eventually asked to leave the room so the remaining cases could continue in an orderly manner.
What stood out to me most was not simply the disagreement itself. It was how quickly property issues can become emotional once neighbors, opinions, and regulations all collide.
Even a Deck Replacement Can Trigger Zoning Review
The final case involved homeowners replacing an aging deck that had become unsafe.
The issue was not the deck itself. The concern centered on the fact that the original structure already failed to meet current setback requirements. Because the homeowners planned to replace the deck rather than simply repair portions of it, the project triggered a variance review process.
The homeowners explained that removing the deck entirely was not a realistic option because the exterior doors would then open to a significant drop below.
The variance was ultimately approved.
However, this case led me to ask an important question afterward as a REALTOR®.
Was the Zoning Issue Ever Disclosed?
As I dug deeper into the situation, I learned the prior setback issue had not been disclosed when the property was sold.
That discovery led me to speak further with township personnel because I wanted to better understand how homeowners and buyers can protect themselves moving forward.
What I learned was eye-opening.
There is not a simple online resource where homeowners can easily search for zoning violations, legal non-conforming structures, or unresolved zoning concerns tied to a property. Likewise, unlike many HOA communities, there is not always a concise and easy-to-find summary of township zoning regulations readily available before beginning repairs or renovations.
Even more surprising, township officials explained that replacing a structure is not always treated as a simple repair. Depending on the scope of work involved, a project can trigger additional zoning review and approval requirements.
That matters far more than many homeowners realize.
Why This Matters for Buyers and Sellers
This is exactly why real estate should never be treated as “just another transaction.”
A REALTOR® should do far more than unlock doors and write contracts. Local experience matters. Understanding community processes matters. Knowing when to ask additional questions matters.
Sometimes a simple phone call to a zoning department can uncover information that saves homeowners time, money, frustration, permit delays, and future resale complications.
More importantly, it can provide peace of mind before renovations or improvements begin.
As buyers become more focused on updating homes, adding fences, improving outdoor living spaces, or making properties fit changing family needs, understanding local regulations becomes increasingly important.
Property Rights Still Matter
I fully understand why zoning regulations exist. Communities need standards for safety, drainage, traffic visibility, and neighborhood compatibility.
However, I also strongly believe property rights matter.
A neighbor may not personally like someone’s fence, landscaping, parking arrangement, or exterior improvements. That alone should not remove another homeowner’s ability to peacefully enjoy their property so long as they are not causing legitimate harm to others.
This meeting reinforced how important balance, fairness, and equal treatment truly are when it comes to Washington Township property rights.
It also reinforced why working with a REALTOR® who understands the local community, processes, and potential concerns can make a significant difference long before — and long after — a closing takes place.
Questions Worth Asking Before You Buy
Before purchasing a property, buyers should ask whether additions, decks, fences, sheds, or exterior improvements were properly permitted. They should also understand whether the property meets current setback requirements and whether future repairs or replacements could trigger zoning review or variance approval.
Those questions may seem small during the excitement of purchasing a home. However, they can become major issues later if they are overlooked.
by Tammy Murphy | May 2, 2026 | BLOG, Buyers, Current Events, Market Updates, Neighbor Chat, Networking, Real Estate News, Real Homes to Love, Sellers
What Happened in the Market This Month
April brought strong movement across key indicators:
• Median Sales Price: $243,750 (+18.2%)
• Homes for Sale: Down 8.2%
• Days on Market: 28 days (-33.3%)
• Pending Sales: Up 21.1%
• Percent of List Price: 100%
These numbers confirm one thing: demand is not just steady—it is increasing.

What This Means for Buyers and Sellers
For buyers, the strategy of waiting is becoming more costly.
Homes are moving quickly, and strong offers are becoming the norm. The buyers who are succeeding right now are prepared, decisive, and ready to act immediately.
For sellers, this is a window of opportunity.
Low inventory combined with strong buyer demand creates favorable conditions for pricing, negotiation strength, and shorter timelines.
Where the Market is Headed Next
The most important signal in this market is not just price—it’s behavior.
• Buyer activity is rising
• Inventory is tightening
• Speed is increasing
Unless inventory levels increase significantly, we can expect continued upward pressure on pricing and continued competition among buyers.
Why Experience in Today’s Market Matters
There’s a lot of noise right now about the market—some comparing it to “COVID-like conditions” and others brushing it off as sales pressure.
But here’s the reality from someone who is actively working in it every single day:
This market is moving fast. Faster than many buyers expect.
You may not have the luxury of taking a day—or even a night—to think about whether a home is right for you. By the time you decide, there’s a strong chance multiple offers are already on the table.
That’s not a sales tactic. That’s what is actually happening.
As a REALTOR® and Broker/Owner with over 25 years in this business, I bring experience—but just as importantly, I bring current, real-time insight.
I’m not removed from the market. I’m in it.
Showing homes. Writing offers. Negotiating deals. Watching how buyers and sellers are reacting right now—not months ago.
That matters.
Because success in this market isn’t just about understanding real estate—it’s about understanding timing, competition, and how decisions are being made in the moment.
And that only comes from being actively involved, not just observing from the sidelines.
by Tammy Murphy | Apr 28, 2026 | BLOG, Buyers, Neighbor Chat, Networking, Real Estate News, Real Homes to Love, Sellers
🏡 Real Estate Adventures: You Never Know What’s Behind the Door
(And Yes… Sometimes We Don’t Go In!)
🚪 What’s the Most Homes You’ve Ever Shown?
If you’ve ever wondered what it’s really like behind the scenes in real estate… let me just say this:
Every day is an adventure.
One of the most common questions I get is:
“How many homes do you usually show before a client finds ‘the one’?”
The honest answer?
There’s no “usual.”
- One client: 75 homes in just 2 months (they had specific tastes, knew exactly what they were looking for and some showings were literally only 15 seconds!)
- Another client: 75 homes over 4 YEARS of looking before finding the right fit (again, specific likes / dislikes and no urgency – so waiting for the right one was key)
And here’s the thing—neither is wrong.
Buying a home is one of the biggest decisions you’ll ever make. Some people know instantly. Others take time to explore, compare, and truly understand what feels right.
🏡 My role? Stay patient, stay focused, and help guide every step of the way.
😳 Have You Ever NOT Shown the House?
Now here’s where things get interesting…
People assume real estate is all pretty kitchens and staged living rooms. And yes—those moments exist.
But then there are the other moments.
👉 The “Mold Situation”
We pulled up to a home with a clear notice: “CAUTION – Possible Mold.”
Possible? Let’s just say… there was no question.
Before even stepping fully inside, it was obvious this wasn’t a safe showing environment.
Decision made: We turned around. Immediately.
👉 The “Nope, Not Today” House
Another time, we arrived to find:
- Front door unlocked
- Patio door glass shattered
- Upstairs windows broken
It didn’t take long to read the situation.
I told my clients:
🛑 “Don’t touch anything. This looks like an active situation.”
We stepped back out—without seeing the home.
Because sometimes, the best showing… is the one you don’t do.
😂 “Go Into Real Estate, It’ll Be Fun…”
You’ve probably heard that before.
And it is fun—rewarding, exciting, meaningful.
But what they really mean is:
👉 You never know what your day is going to look like.
👉 You adapt quickly.
👉 You protect your clients first—always.
From dream homes to unexpected situations, this business is anything but predictable.
💡 What This Means for You as a Buyer
Behind every showing is more than just unlocking a door.
It’s:
- Knowing when something isn’t right
- Protecting your safety and your investment
- Helping you stay focused on the right home—not just any home
🏡 Because finding the right home isn’t about seeing everything… it’s about seeing what truly fits.
❤️ Final Thought
Real estate isn’t just about houses.
It’s about:
- Trust
- Guidance
- Experience when things don’t go as planned
And yes… a few stories along the way 😄
💬 Let’s Talk
Curious what’s out there right now?
Or wondering how many homes it might take to find yours?
Let’s have a conversation.
No pressure—just real insight.
🏡 Real Homes. Real Stories. Real Support.
by Tammy Murphy | Mar 31, 2026 | Belmont, BLOG, Buyers, Centerville, Clearcreek Township, Current Events, Estate Planning, Kettering, Miami Township, Miamisburg, Neighbor Chat, Networking, Oakwood, Oregon District, Real Estate News, Real Homes to Love, Sellers, Senior Living, South Park, Springboro, Sugarcreek Township, Washington Township, West Carrollton
🏡 Declutter to Dollars: Turns “Stuff” Into Cash…
Declutter to Dollars is a new service designed to help homeowners sell household items with less effort and less moving. Whether you are downsizing, right-sizing, or simply ready to clear space, this structured approach allows items to be sold in place, through a virtual storefront, or via a Pop-Up setting for smaller items—creating a more convenient and efficient way to transition.
If you’ve ever thought…
👉 “What am I going to do with everything in this house?”
👉 “I know there’s value here, but it feels overwhelming…”
You’re not alone.
One of the biggest challenges homeowners face—whether preparing for a move, downsizing, or simply reclaiming space—is not the home itself…
…it’s everything inside it.
That’s exactly why we created Declutter to Dollars.
This is a simple, structured way to:
✔ Turn unused household items into cash
✔ Clear space without the chaos of traditional sales
✔ Avoid last-minute stress before a move
As an added service through our brokerage, Declutter to Dollars fills a gap in the current market by offering a flexible, organized alternative to traditional consignment and resale. With options for in-home sales, virtual listings, and Pop-Up opportunities, this service is tailored to the type and volume of items—providing a customized approach that works for each client’s situation.
No crowds. No guessing. No overwhelm.
👉 You can preview how this works here: https://rh2l.com/declutter-to-dollars/
Preview our Inventory here: https://rh2l.com/store-items-available/
(This page is currently in testing and not yet linked on the main site—so you’re getting an early look.) AND YES, I welcome your FEEDBACK!!
💡 Why This Matters
Most people don’t realize how much value is sitting right in their home.
Furniture, décor, clothing, and everyday items can quickly add up—but without a plan, it often gets pushed aside or donated without a second thought.
Declutter to Dollars gives you a way to:
👉 Simplify your space
👉 Create extra cash
👉 Move forward with clarity
“Sell in place. Simplify your space. Move forward.”
🎯 SPECIAL OFFER
🎉 No Consignment Fees – Limited Time
To introduce this new service, I’m offering:
👉 NO consignment fees for the month
If you’ve been thinking about clearing things out, this is the perfect opportunity to try it—without added cost.
(In the future, this service will include a base setup fee and consignment structure—but for now, I’m opening this up to clients who want to take advantage early.)
📣 If You’re:
- Thinking about selling
- Downsizing
- Cleaning out a home or helping a family member
- Or just ready to reclaim your space
👉 Let’s talk.
I’ll help you create a simple plan to turn what you no longer need into something valuable.
Reply to this email or reach out directly to get started.
by Tammy Murphy | Mar 20, 2026 | BLOG, Buyers, Market Updates, Neighbor Chat, Networking, Sellers
Dayton Area Real Estate Market Update: When the Weather Moves… So Do Buyers
If you’ve lived in Ohio for more than five minutes, you already know the rule:
“Don’t like the weather? Wait five minutes.”
What we’re seeing right now in the Dayton-area real estate market is that this saying doesn’t just apply to the forecast…
👉 It’s directly impacting buyer behavior.
🌷 The “False Spring” Effect Is Real
Every year, we get teased with those early warm days—sunshine, 60 degrees, maybe even a hint of spring in the air.
And what happens?
✔ Showings spike
✔ Open houses are packed
✔ Buyers feel urgency again
✔ Listings suddenly get attention
For a few days, it feels like the market has officially “woken up.”
But then…
❄️ Reality Hits (Sometimes Overnight)
A 30–40 degree drop.
Wind. Rain. Maybe even snow (because… Ohio).
And just like that:
➡️ Showings slow down
➡️ Buyers pause
➡️ Open house traffic drops
➡️ Momentum feels like it disappears
It’s not that buyers lose interest—it’s that weather creates hesitation.
🧠 What Buyers Are Really Thinking Right Now
Today’s buyers are navigating more than just price and interest rates—they’re reacting to how they feel in the moment.
When the sun is out:
-
“Let’s go look at houses.”
-
“This feels like the right time to move.”
-
“We don’t want to miss out.”
When it’s cold, gray, or stormy:
That emotional shift is happening week to week… sometimes day to day.
📊 What This Means for Sellers
This “weather-dependent market” creates opportunity—if you know how to work with it.
Timing matters more than ever.
✔ List or push marketing when the weather breaks
✔ Schedule open houses on warm, sunny weekends
✔ Be ready for quick bursts of activity
✔ Understand slower days don’t mean lack of interest
The buyers are there. They’re just waiting for the right moment to move.
🔑 What This Means for Buyers
If you’re actively searching:
👉 The best opportunities often show up when the weather isn’t perfect.
Less competition.
More time to evaluate.
Better negotiating position.
While others pause… you can move strategically.
💡 The New “Normal” in Our Market
In past years, we’d talk about:
-
Spring market
-
Summer slowdown
-
Fall transitions
Now?
We’re seeing micro-markets driven by weather patterns.
A few warm days = mini buying surge
A cold snap = temporary pause
And it repeats.
❤️ Final Thought
Real estate in Ohio has always required flexibility—but right now, it requires awareness and timing.
The market isn’t stopping.
It’s just… reacting.
📣 Let’s Talk Strategy
Whether you’re thinking about buying or selling, the key right now is knowing when to act—and how to position yourself when the market shifts.
If you’re curious what this means for your specific situation, I’m always happy to have a quick, no-pressure conversation.
👉 Let’s create a plan that works with the market—not against it.