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Property Rights, Zoning Rules, and Why Your REALTOR® Matters

Property Rights, Zoning Rules, and Why Your REALTOR® Matters

Don’t Ignore These “SIGNS”  – it could be important for YOU to attend the meeting and to speak up… property rights are becoming an increasingly important issue for homeowners, buyers, and sellers navigating zoning regulations, permits, setbacks, and renovation projects.  Many homeowners never realize how complex these issues can become until a repair, replacement, or complaint suddenly places their property under review.

Property rights are probably not something most homeowners think about every day. When people buy a home, they are focused on the excitement of the purchase, the neighborhood, the layout, financing, schools, and future plans for the property.

What many people do not realize is how zoning regulations, setback requirements, permits, and legal non-conforming structures can suddenly become very important years after closing.

That reality became very clear during a recent Washington Township zoning appeals meeting I attended.

Originally, I attended because one of the agenda items involved my own neighborhood. However, by the end of the evening, my REALTOR® perspective was fully engaged because every case reinforced how important local knowledge truly is when buying, selling, or improving a property.

Older Properties Can Create Modern Problems

The first case involved aging homeowners who simply wanted to improve their property so they could continue enjoying their home long term.

At first glance, the request seemed completely understandable.

However, the original home and structures already failed to meet current setback requirements. Because of that, even improving and updating the property required a variance request before the work could move forward.

The board ultimately approved the request after reviewing the intended use of the property and determining the changes would not negatively impact neighboring homes.

Still, the case highlighted an important issue many homeowners never think about.

Just because a structure already exists does not automatically mean it complies with today’s zoning standards.

When Neighbors, Rules, and Property Rights Collide

The second case created the most discussion in the room.

A homeowner had recently completed improvements on a corner lot that included fencing and a parking pad area. The zoning issue specifically centered on the requested 8-foot fence height, which exceeded the normal 6-foot limitation.

The homeowner had submitted plans, received approval, and completed the work quickly. However, questions later arose regarding how the approval process had been interpreted and whether the additional fence height aligned with township regulations.

As the discussion unfolded, it became very clear how differently neighbors can view property rights and neighborhood expectations.

Some residents fully supported the homeowner and believed the improvements enhanced the property. Others strongly opposed the request and believed previous restrictions should continue applying exactly the same way today.

Because of the unique topography of the lot and questions surrounding the permit process, the board chose to continue the case for additional clarification and review.

After the continuance was announced, one attendee became increasingly vocal and disruptive toward the meeting proceedings and others in attendance. He was eventually asked to leave the room so the remaining cases could continue in an orderly manner.

What stood out to me most was not simply the disagreement itself. It was how quickly property issues can become emotional once neighbors, opinions, and regulations all collide.

Even a Deck Replacement Can Trigger Zoning Review

The final case involved homeowners replacing an aging deck that had become unsafe.

The issue was not the deck itself. The concern centered on the fact that the original structure already failed to meet current setback requirements. Because the homeowners planned to replace the deck rather than simply repair portions of it, the project triggered a variance review process.

The homeowners explained that removing the deck entirely was not a realistic option because the exterior doors would then open to a significant drop below.

The variance was ultimately approved.

However, this case led me to ask an important question afterward as a REALTOR®.

Was the Zoning Issue Ever Disclosed?

As I dug deeper into the situation, I learned the prior setback issue had not been disclosed when the property was sold.

That discovery led me to speak further with township personnel because I wanted to better understand how homeowners and buyers can protect themselves moving forward.

What I learned was eye-opening.

There is not a simple online resource where homeowners can easily search for zoning violations, legal non-conforming structures, or unresolved zoning concerns tied to a property. Likewise, unlike many HOA communities, there is not always a concise and easy-to-find summary of township zoning regulations readily available before beginning repairs or renovations.

Even more surprising, township officials explained that replacing a structure is not always treated as a simple repair. Depending on the scope of work involved, a project can trigger additional zoning review and approval requirements.

That matters far more than many homeowners realize.

Why This Matters for Buyers and Sellers

This is exactly why real estate should never be treated as “just another transaction.”

A REALTOR® should do far more than unlock doors and write contracts. Local experience matters. Understanding community processes matters. Knowing when to ask additional questions matters.

Sometimes a simple phone call to a zoning department can uncover information that saves homeowners time, money, frustration, permit delays, and future resale complications.

More importantly, it can provide peace of mind before renovations or improvements begin.

As buyers become more focused on updating homes, adding fences, improving outdoor living spaces, or making properties fit changing family needs, understanding local regulations becomes increasingly important.

Property Rights Still Matter

I fully understand why zoning regulations exist. Communities need standards for safety, drainage, traffic visibility, and neighborhood compatibility.

However, I also strongly believe property rights matter.

A neighbor may not personally like someone’s fence, landscaping, parking arrangement, or exterior improvements. That alone should not remove another homeowner’s ability to peacefully enjoy their property so long as they are not causing legitimate harm to others.

This meeting reinforced how important balance, fairness, and equal treatment truly are when it comes to Washington Township property rights.

It also reinforced why working with a REALTOR® who understands the local community, processes, and potential concerns can make a significant difference long before — and long after — a closing takes place.

Questions Worth Asking Before You Buy

Before purchasing a property, buyers should ask whether additions, decks, fences, sheds, or exterior improvements were properly permitted. They should also understand whether the property meets current setback requirements and whether future repairs or replacements could trigger zoning review or variance approval.

Those questions may seem small during the excitement of purchasing a home. However, they can become major issues later if they are overlooked.

Declutter to Dollars: A Smarter Way to Sell Household Items

🏡 Declutter to Dollars: Turns “Stuff” Into Cash…

Declutter to Dollars is a new service designed to help homeowners sell household items with less effort and less moving. Whether you are downsizing, right-sizing, or simply ready to clear space, this structured approach allows items to be sold in place, through a virtual storefront, or via a Pop-Up setting for smaller items—creating a more convenient and efficient way to transition.

If you’ve ever thought…

👉 “What am I going to do with everything in this house?”
👉 “I know there’s value here, but it feels overwhelming…”

You’re not alone.

One of the biggest challenges homeowners face—whether preparing for a move, downsizing, or simply reclaiming space—is not the home itself…

…it’s everything inside it.

That’s exactly why we created Declutter to Dollars.

This is a simple, structured way to:
✔ Turn unused household items into cash
✔ Clear space without the chaos of traditional sales
✔ Avoid last-minute stress before a move

As an added service through our brokerage, Declutter to Dollars fills a gap in the current market by offering a flexible, organized alternative to traditional consignment and resale. With options for in-home sales, virtual listings, and Pop-Up opportunities, this service is tailored to the type and volume of items—providing a customized approach that works for each client’s situation.

No crowds. No guessing. No overwhelm.

👉 You can preview how this works here:  https://rh2l.com/declutter-to-dollars/
Preview our Inventory here:  https://rh2l.com/store-items-available/

(This page is currently in testing and not yet linked on the main site—so you’re getting an early look.)  AND YES, I welcome your FEEDBACK!!


💡 Why This Matters

Most people don’t realize how much value is sitting right in their home.

Furniture, décor, clothing, and everyday items can quickly add up—but without a plan, it often gets pushed aside or donated without a second thought.

Declutter to Dollars gives you a way to:
👉 Simplify your space
👉 Create extra cash
👉 Move forward with clarity

“Sell in place. Simplify your space. Move forward.”


🎯 SPECIAL OFFER

🎉 No Consignment Fees – Limited Time

To introduce this new service, I’m offering:

👉 NO consignment fees for the month

If you’ve been thinking about clearing things out, this is the perfect opportunity to try it—without added cost.

(In the future, this service will include a base setup fee and consignment structure—but for now, I’m opening this up to clients who want to take advantage early.)


📣 If You’re:

  • Thinking about selling
  • Downsizing
  • Cleaning out a home or helping a family member
  • Or just ready to reclaim your space

👉 Let’s talk.

I’ll help you create a simple plan to turn what you no longer need into something valuable.

Reply to this email or reach out directly to get started.

Leading with Heart: How Tammy Champions Housing Solutions

Leading with Heart: How Tammy Murphy is Championing Housing Solutions for Dayton and Surrounding Communities

When it comes to housing advocacy, few leaders bring the blend of personal passion and professional purpose that Tammy Murphy does. As a lifelong Daytonian and a dedicated real estate broker, Tammy has always believed in the power of home—not just as a transaction, but as a foundation for thriving communities.

That’s why she’s leading the charge with the upcoming Ohio Housing Workshop on July 15th, bringing together planners, builders, zoning officials, lenders, and advocates for one shared goal: revitalizing our neighborhoods with practical, community-first housing solutions.

But what makes this workshop different? Tammy ensured that Dayton and our surrounding communities had a front-row seat. While this initiative has statewide potential, her first priority is clear—local leaders and residents deserve the first opportunity to be part of the change.

What’s This Workshop All About?

At its core, the Ohio Housing Workshop is designed to educate, empower, and engage. It’s a working session—not just a talking session—where key stakeholders explore tools and strategies to bring new housing into neighborhoods using existing resources.

Without getting too technical, here’s a peek at what attendees will learn:

In-fill housing: How empty lots in existing neighborhoods can become beautiful, affordable homes—without the cost of new infrastructure.

Zoning and planning: Why local policies matter and how we can work with municipalities to make room for smart growth.

Builder and investor partnerships: Creative ways to attract developers and fund construction while keeping housing affordable.

Land banks and financing options: How underused land and public-private partnerships can jumpstart local housing projects.

Grassroots activation: Perhaps most importantly, how communities themselves can get involved to make sure housing plans reflect local needs and values.

Why It Matters

For Tammy, this isn’t just a project—it’s personal. “Our neighborhoods deserve more than band-aid solutions,” she says. “We need a thoughtful approach that blends housing innovation with respect for our local identity.”

She’s not just organizing a workshop—she’s building a movement. One that’s grounded in collaboration, driven by data, and fueled by the belief that every community, no matter its zip code, should have a say in its future.

How You Can Get Involved

This workshop is just the beginning. Over the coming months, Tammy and her team will continue to work with local leaders, nonprofit partners, and residents to bring these plans to life. If you’re passionate about housing, community development, or simply want to stay informed, here’s what you can do:

Share this post with your neighbors, council members, and community groups
Join the conversation—reach out to Tammy directly if you want your neighborhood included
Follow the progress as updates are shared on future housing efforts across the region

Because when it comes to shaping the future of our communities— we all have a role to play.

Preserving Property Rights: The Fight to Save Huston Cemetery

Protecting Property Rights: The Fight for Huston Cemetery and Community Integrity

As real estate professionals, we often find ourselves at the intersection of development and community values. One such case is currently unfolding in Sugarcreek Township, where a historic burial site—Huston Cemetery—faces the threat of being relocated to make way for a new housing development. This issue isn’t just about the development of much-needed new homes; it’s about respecting the history, honoring those who came before us, and upholding the integrity of the community we all work hard to build.

Huston Cemetery, a burial site dating back over 150 years and containing the remains of at least eight individuals, including military veterans, is under scrutiny as part of a proposed 80-home development. Originally, the Sugarcreek Township Trustees promised that the cemetery would be preserved, but after claims from the developer that the site interferes with a right of way, the Trustees voted to relocate the graves to another cemetery. This move has sparked a wave of outrage from residents who feel their voices were not heard, despite overwhelming opposition at public hearings. Especially since the developers own website STILL reflects the cemetery in place.

As Realtors, we believe in the importance of property rights—whether the property in question is a home, a business, or even the final resting place of those who contributed to the community. When decisions are made without fully considering the wishes of the people, it erodes the trust and respect between residents and their local government. The case of Huston Cemetery is a reminder that respecting property rights goes beyond the tangible—it’s about maintaining the spirit of a community that honors its past while working toward the future.

This isn’t just a matter of rezoning for new housing. It’s a question of how we balance progress with respect for those who live, work, and contribute to the fabric of our community—whether in life or death. The Township Trustees’ decision to move forward without adequate public discussion, communication with ALL Family Members of those buried, and without considering the concerns of the community could have long-lasting consequences on the spirit of unity that makes our neighborhoods thrive.

As part of the real estate community, we advocate for the rights of every property owner, and that includes advocating for the preservation of historic sites and the dignity of those interred. When the public’s wishes are ignored in favor of development without purpose, we risk losing the very foundation of what makes our communities special.

The move to relocate Huston Cemetery is a serious issue that raises questions about the values we uphold as a community. We urge everyone to speak up, contact the Township Trustees, and express their concerns about the preservation of this historic site. Together, we can work to ensure that development occurs in a way that respects the history and the people who have supported this community for generations.

What You Can Do to Make a Difference:

Contact Sugarcreek Township Trustees: Voice your concerns about the removal of the cemetery and urge the Trustees to reconsider their decision.  https://www.sugarcreektownship.com/143/Board-of-Trustees

Reach Out to State Representatives: Advocate for state-level involvement to help preserve the cemetery. https://turner.house.gov/

Engage with the Developer: Encourage the developer to explore alternatives that do not involve the relocation of the cemetery. https://clearcreekoh.com/    (Yes, I know that looks like a municipal website address, but it is the developers!)

Support Public Petition Efforts: Join the efforts to petition for a public vote on the matter to ensure the community’s voice is heard. Sign the Petition https://chng.it/LKF2W4vVFP

At the end of the day, we all share a stake in creating communities that are built on respect, trust, and a sense of shared purpose. Let’s work together to ensure that the story of Houston Cemetery is one of preservation, not relocation. Stand with us to protect property rights and community integrity.  Our next Podcast episode will speak on this matter further – be sure to TUNE IN and SHARE THIS POST AND VIDEO TO RALLY SUPPORT. @realhomestolove3939

Festival Season is Here !

Festival Season is Here !  With the nicer days of spring leading into the summer stretch – we know that EVERY WEEKEND and just about EVERY COMMUNITY has something special to offer YOU.  Not sure what Festival to attend??  You may want to checkout a few of our highlights from last season – to get a feel of the festivals and communities – and to pick the one best for YOU!

TIPP CITY MUM FESTIVAL

BEAVERCREEK POPCORN FESTIVAL

WAYNESVILLE SAUERKRAUT FESTIVAL

Or maybe you feel like taking a nice leisurely drive through one of the surrounding counties?  Preble County has some amazing scenic bridges that are worth seeing, along the way enjoy food in local restaurants and see a bit of the slow lane of life 😉 COVERED BRIDGES TOUR OF PREBLE COUNTY

And last, but certainly not least – don’t forget to check out a few of the FIVE RIVER METRO PARKS for water activities, bike trails and MORE – like – the WEGERZYN GARDENS & CHILDRENS PARK

Woodland Lights

Woodland Lights is a unique lighting display and “winter wonderland” is held each year at the Washington Township Rec Center and is a MUST SEE & DO with the fam! Kids young and old are delighted by the light displays, hot cocoa and special treats made available only during the holiday season. If you haven’t stopped by – you will want to put this on the list and come on out soon!

CHECK OUT THIS VIDEO PRODUCTION TIMED PERFECTLY WITH THE MUSIC AND THE LIGHTS!!!