Tammy Murphy
Tammy Murphy
R H 2 L
R H 2 L
6814 Loop Road
Tammy, grew up in Dayton, attended the Dayton Public Schools and Graduated Patterson Cooperative High School. She began a graphics presentation company out of high school and understands what it takes for a business to be successful. Her career in real estate began while living away in Arizona, but it was inevitable that she would return home to the Dayton area. Tammy has now worked in real estate since 2001 and truly enjoys the opportunities (and challenges) that are a part of the real estate markets. RH2L was established with the passion for service that is an integral and often missing piece to our industry. Tammy works endlessly to ensure that each of the Realtors within RH2L is also dedicated to providing the highest level of professional service to our clients. RH2L is honored to be the Dayton Area Board of Realtors BROKER / OWNER of the Year! We will continue our excellence in service for those in real estate need.
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A Lovely Ranch Home with Fairway Views

3 Fairwood, Miamisburg, Ohio 45342


Clearcreek Township Dream Home

1650 Summit Creek, Clearcreek Township, Ohio 45458

Welcome to The Villages of Winding Creek and all that this beautiful home has to offer!  Convenient location will get you anywhere you want to be in short travel time while Clearcreek Township provides for NO CITY INCOME TAX, Warren County Property Taxes and yet Springboro Schools.

Ranch on 1.3 Ac in Wash TWP

9750 Washington Church, Miamisburg, Ohio 45342


Ranch Living in Beavercreek

3686 Westwind, Beavercreek, Ohio 45440


Mad River Hills in Washington Township

1937 Arbor Walk, Washington Township, Ohio 45459


Spacious Land, Spacious Home!

3462 Wolford, Xenia, Ohio 45385


Just Finished Remodeled Cape Cod

1025 Ansel, Dayton, Ohio 45419

This Kettering Cape Cod has been renovated and remodeled to off you a comfortable yet chic place to call home. A first floor  Master with additional bedrooms on second floor. TOTAL BATHROOM REMODEL -  You must see in person to appreciate all of the work. NEW FLOORING includes main floor plank laminate and new carpet in upper level.

Stylish Chic in this Century + Home

505 Maryland, Dayton, Ohio 45404


Welcome Home to Highlands at Yankee Trace

661 Mackenzie Court, Centerville, Ohio 45458

Original Owner had this wonderful condo built to enjoy the quiet cul-de-sac location with a golf course view! You will enjoy the low maintenance living with exterior maintenance, lawn and landscaping all taken care of for you. Features of the home include a First Floor Master Ensuite - complete with a soaking tub, separate shower, double vanity and walk-in closet.

1190 Terrington Way, Miamisburg

1190 Terrington Way, Miamisburg, Ohio 45342

If you've gone away for that vacation and wondered why you couldn't live like that permanently - then this home may be for you! The feel of a retreat with the size and features of the home, coupled with the serenity of the pond in the back of property that is flanked by a two-tiered deck made to relax and entertain.

Affordably Priced Ranch in Kettering!

1573 Hillwood Dr, Dayton, Ohio 45439

Affordable Living with Ranch style and updates for you to MOVE-IN NOW. Enclosed patio on back with fenced yard provides for entertaining opportunities. Easy commute to Kettering Hospital location and Fuyao plant to name just a few...

Affordable & Spacious in Englewood

4202 KINSEY, Englewood, Ohio 45322

2 carParking(s)
Over 2000 SF with 4 bedrooms and 2.5 baths - this is a great opportunity for you to make your next "home". Main floor presents with a circular floorplan: formal living area and dining room, kitchen with breakfast eat-in area that is open to the family room and powder room to entry. Upper level hosts master en suite, nice sized bedrooms and full bath as well.

Latest News by Tammy

Looking for a Lender?

If you are beginning the process of looking for a home – you are going to want a GOOD LENDER!  It is best to have a lender who is familiar with you, perhaps already aware of your financial situation, or at the very least – someone you can sit and talk with face-to-face.  After all, you are making the biggest “single” financial decision (typically for most people anyway),  With that being said, we can provide a list of names for those lenders who have provided GREAT Customer Service to other clients – and happy to make any of the introductions you might need.  Remember, each person is different, as is their financial situation, so what works for one person may / may not work for another.  The more your Realtor knows about what your specific needs are for financing, the better we can help to give you names for lenders in our area.

This is by no means a complete list of the lenders we have had clients use, and does not in any way reflect an affiliation agreement.  To follow RESPA requirements, there is NO compensation to our office nor agents for our clients who may choose to use of any of these lender recommendations.

Drew Huggins, Caliber Home Loans, [email protected],  937-620-7664

Cheryl Mathis, Caliber Home Loans, [email protected], 937-401-0025

Austin Rines, USA Mortgage, [email protected], 937-424-6061

Karen Vosler, Union Savings Bank, [email protected], 937-431-3663

Dave Gerhard, Fifth Third Bank, [email protected], 937-274-1274

Sometimes loan officers will change the company that they work for – this list is accurate at the time of posting and subject to change.  Speak with your Realtor to ensure an up to date list can be provided if necessary.

Home Inspection and the Seller(s)

For the most part, the Home Inspection is all about the Buyer and finding out what is the condition of the home.  Our friends at AccuTech shared this information regarding the Seller role:

Home inspectors should be a welcome part of the home buying process for the seller the agent and the buyer. Not only will the inspector provide a list of items that need attention, but they also, by the process of elimination, indicate all the areas of the home that are in working order. If you’re the seller or agent, the home inspection process can be a seamless one if you follow some basic steps.

Make Repairs

Home inspectors are understandably meticulous when they look over the house. After all, that is what they are being paid for. It is the inspector’s job to find any existing issues or potential concerns, but that doesn’t mean they are going to tear the house apart and write up everything they see.

One area that they will pay special attention to are leaks. Be sure that anything that could be leaking is in good working order before inviting the inspector and the buyers into your home. Some things to look out for include:

  • Basement or crawl space water seepage
  • Appliances
  • Supply and waste plumbing
  • Crawlspaces and attics
  • HVAC units

A Clean House is a Happy House

You want to make a good impression on the prospective buyers as well as the inspector. It never hurts to clean the home before anyone arrives. Sweep, mop, vacuum, and dust to leave a fresh scent in your wake. Make sure any clutter or personal effects are put away and out of sight.

To Stay or To Go

Whether you decide to stay or go during the home inspection is ultimately your decision. It never hurts to ask the agents involved if the buyers have a preference. They may want you there to show them the trick to getting into the attic or where you’ve hidden the shed key. This can also be helpful for the inspector.

Knowing that your home is ready for another family’s memories is a little bittersweet, but it’s worth it. The home inspection process will go more smoothly if you prepare for it ahead of time.

Tony Burk, 937-344-4663, [email protected]


Home Inspectors and WHY they are an Important Part of the Process

So now you are IN CONTRACT and you are thinking about all that has to be done – what’s next?  Getting a HOME INSPECTION.  As a Buyer, you will want to ensure that a neutral, licensed / professional is making the inspection of your possible next home – so that you can be better aware of what is the current condition of the home.

Now a Home Inspector is like a “general doctor” – they are going to be able to give you a good overall opinion of the condition, how the main systems “look” and if there are any areas to be specifically concerned.  However, they should specifically tell you about SAFETY, STRUCTURE and HABITABILITY as these are the items that we can address with a “Post Inspection Agreement” (where we ask the Seller if they can repair / replace or give credit for the items found to be of concern / non-operational).

So who do we recommend?  There is a full LIST of Home Inspectors that are available, and we do NOT receive any compensation from any Inspector that we recommend.  Our recommendations are based upon the service we have received for our clients and that is all that we can pass along.  If you are shopping for a lower price – understand that the person/company you want is the one that is going to give you all the relevant information in a way that you understand, in the time that you need and most importantly – the most accurate.  And yes, if you uncle does home inspections – you can use him; however, if they are not a licensed “company” or insured the Seller may/could reject the findings.

Here’s a few of our trusted providers:

AccuTech, 937-344-4663

National Property Inspections. 937-332-1413

Pillar to Post, 937-291-9100

As the Realtor, we typically arrange for the Home Inspection for our Buyer client – as they will need details of the house, contact for the Listing Agent, etc.  The Buyer though gets to “pick” the Home Inspector to be used.  Sometimes the availability of one inspector does not match with our Client needs, and we will need to move down the list to other options.  Plan on a 3 hour window (typically) for the home inspection process, and YES – the Buyer can be there – we SUGGEST that the Buyer allow the Inspector to get into and do the majority of the inspection, coming at the last hour for details and to hear the report.  Please NOTE:  Our company policy requires for the Buyer’s Agent to be present, if the Buyer is going to attend – so coordinating multiple schedules is critical.  This is for all parties protection and to provide for clear understanding of the Inspectors findings.  (Sellers are typically NOT present for this process).

You MAY choose to have independent Companies come out for specific “Specialty” Inspections: Roof, HVAC, Electrical, Plumbing, Chimney, Structural.  Understand that these companies are generally going to charge separately for the inspection they do, whether or not there is work that they could later do to resolve if any issues are found.  If you pay for each individually, you will likely pay more than what the Home Inspector would charge – but, the difference is a general practitioner vs a specialist.

Once the Home Inspection Report is received, usually a SUMMARY is also included – that will indicate those areas of concern (if any).  This is the information that the Buyer and their Agent will discuss as to how to address in a Post Inspection Agreement; another post 😉

Important Reminder about Property Values after Our Disasters

County Auditors have the ability to REDUCE the value of properties when the properties have been damaged or destroyed.  Often times, in the after math of tragic situations, people do not realize this!  With the onslaught of all those tornadoes and ALL THE DAMAGE so many are now facing, we wanted to remind you of this opportunity.  The REDUCED value (potential lower taxes) may last until the property is fully restored / rebuilt to its prior condition or value.

Each county will have a DIFFERENT FORM to complete, here is MONTGOMERY COUNTY    and     GREENE COUNTY forms.

Our hearts and prayers go out to all who have been impacted by these storms!

1937 Arbor Walk in Washington Township

We are humbled and honored to list this beautiful home in the Mad River Hills gated community.  Located on a cul-de-sac with a wooded back yard to offers you quiet comfort and yet all the convenience for nearby shopping, entertainment and restaurants! Details in the woodwork and features of the home are something to treasure.