by Tammy Murphy | May 2, 2026 | BLOG, Buyers, Current Events, Market Updates, Neighbor Chat, Networking, Real Estate News, Real Homes to Love, Sellers
What Happened in the Market This Month
April brought strong movement across key indicators:
• Median Sales Price: $243,750 (+18.2%)
• Homes for Sale: Down 8.2%
• Days on Market: 28 days (-33.3%)
• Pending Sales: Up 21.1%
• Percent of List Price: 100%
These numbers confirm one thing: demand is not just steady—it is increasing.
What This Means for Buyers and Sellers
For buyers, the strategy of waiting is becoming more costly.
Homes are moving quickly, and strong offers are becoming the norm. The buyers who are succeeding right now are prepared, decisive, and ready to act immediately.
For sellers, this is a window of opportunity.
Low inventory combined with strong buyer demand creates favorable conditions for pricing, negotiation strength, and shorter timelines.
Where the Market is Headed Next
The most important signal in this market is not just price—it’s behavior.
• Buyer activity is rising
• Inventory is tightening
• Speed is increasing
Unless inventory levels increase significantly, we can expect continued upward pressure on pricing and continued competition among buyers.
Why Experience in Today’s Market Matters
There’s a lot of noise right now about the market—some comparing it to “COVID-like conditions” and others brushing it off as sales pressure.
But here’s the reality from someone who is actively working in it every single day:
This market is moving fast. Faster than many buyers expect.
You may not have the luxury of taking a day—or even a night—to think about whether a home is right for you. By the time you decide, there’s a strong chance multiple offers are already on the table.
That’s not a sales tactic. That’s what is actually happening.
As a REALTOR® and Broker/Owner with over 25 years in this business, I bring experience—but just as importantly, I bring current, real-time insight.
I’m not removed from the market. I’m in it.
Showing homes. Writing offers. Negotiating deals. Watching how buyers and sellers are reacting right now—not months ago.
That matters.
Because success in this market isn’t just about understanding real estate—it’s about understanding timing, competition, and how decisions are being made in the moment.
And that only comes from being actively involved, not just observing from the sidelines.
by Tammy Murphy | Mar 31, 2026 | Belmont, BLOG, Buyers, Centerville, Clearcreek Township, Current Events, Estate Planning, Kettering, Miami Township, Miamisburg, Neighbor Chat, Networking, Oakwood, Oregon District, Real Estate News, Real Homes to Love, Sellers, Senior Living, South Park, Springboro, Sugarcreek Township, Washington Township, West Carrollton
🏡 Declutter to Dollars: Turns “Stuff” Into Cash…
Declutter to Dollars is a new service designed to help homeowners sell household items with less effort and less moving. Whether you are downsizing, right-sizing, or simply ready to clear space, this structured approach allows items to be sold in place, through a virtual storefront, or via a Pop-Up setting for smaller items—creating a more convenient and efficient way to transition.
If you’ve ever thought…
👉 “What am I going to do with everything in this house?”
👉 “I know there’s value here, but it feels overwhelming…”
You’re not alone.
One of the biggest challenges homeowners face—whether preparing for a move, downsizing, or simply reclaiming space—is not the home itself…
…it’s everything inside it.
That’s exactly why we created Declutter to Dollars.
This is a simple, structured way to:
✔ Turn unused household items into cash
✔ Clear space without the chaos of traditional sales
✔ Avoid last-minute stress before a move
As an added service through our brokerage, Declutter to Dollars fills a gap in the current market by offering a flexible, organized alternative to traditional consignment and resale. With options for in-home sales, virtual listings, and Pop-Up opportunities, this service is tailored to the type and volume of items—providing a customized approach that works for each client’s situation.
No crowds. No guessing. No overwhelm.
👉 You can preview how this works here: https://rh2l.com/declutter-to-dollars/
Preview our Inventory here: https://rh2l.com/store-items-available/
(This page is currently in testing and not yet linked on the main site—so you’re getting an early look.) AND YES, I welcome your FEEDBACK!!
💡 Why This Matters
Most people don’t realize how much value is sitting right in their home.
Furniture, décor, clothing, and everyday items can quickly add up—but without a plan, it often gets pushed aside or donated without a second thought.
Declutter to Dollars gives you a way to:
👉 Simplify your space
👉 Create extra cash
👉 Move forward with clarity
“Sell in place. Simplify your space. Move forward.”
🎯 SPECIAL OFFER
🎉 No Consignment Fees – Limited Time
To introduce this new service, I’m offering:
👉 NO consignment fees for the month
If you’ve been thinking about clearing things out, this is the perfect opportunity to try it—without added cost.
(In the future, this service will include a base setup fee and consignment structure—but for now, I’m opening this up to clients who want to take advantage early.)
📣 If You’re:
- Thinking about selling
- Downsizing
- Cleaning out a home or helping a family member
- Or just ready to reclaim your space
👉 Let’s talk.
I’ll help you create a simple plan to turn what you no longer need into something valuable.
Reply to this email or reach out directly to get started.
by Tammy Murphy | Feb 12, 2026 | BLOG, Buyers, Current Events, Investor Relations, Market Updates, Neighbor Chat, Networking, Real Estate News, Real Homes to Love, Sellers
While National Sales Slowed in January… Dayton Started 2026 Strong
January 2026 housing data is a tale of two markets.
Nationally, the numbers came in softer than expected. Existing-home sales declined 8.4% in January to a seasonally adjusted annual rate of 3.91 million. Month-over-month and year-over-year sales fell across all regions.
Economists pointed to unusually cold temperatures and above-normal precipitation as likely contributors, making it difficult to determine whether January’s dip reflects broader economic forces or simply weather-related delays.
However, there is an important national takeaway: affordability has been improving for several consecutive months, and homeowners continue to build long-term equity and wealth.
So while transaction counts were lower nationally, the fundamentals are stabilizing.
And then there’s Ohio.
Ohio Outperformed — And So Did Dayton
After attending our State Winter Conference and hearing the national economic review firsthand, one statement stood out:
“Ohio outperformed the national average by 6.9% in 2025.”
That strength carried right into January.
According to Dayton-area MLS data, our local market told a very different story:
And it gets even stronger.
Sales Volume
Pricing Strength
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Average sale price: $276,169 (up 2.5%)
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Median sale price: $237,500 (up 3%)
Inventory Growth
And remember — this happened during one of the coldest January stretches in recent years.
What This Means for Buyers & Sellers in Dayton
While national headlines highlight slowing sales, Dayton demonstrated:
✔ Stable demand
✔ Healthy appreciation
✔ Increasing listing activity
✔ Balanced inventory growth
This is not a stagnant market.
This is a steady, functioning, resilient one.
Affordability is gradually improving due to wage growth and slightly lower mortgage rates. Combine that with Ohio’s relative price point, and our region continues to be positioned as a value-driven market with long-term upside.
The Bigger Picture
National media often focuses on slowdown, price corrections, or interest rates.
But real estate is hyper-local.
And locally?
Dayton began 2026 with:
That tells a very different story than the national narrative.
If you’re watching the market — whether as a homeowner, buyer, investor, or simply someone who cares about local economic strength — January shows that our region remains notably strong.
And that’s something worth paying attention to. Want an even more micro-view on your neighborhood activity? Tammy is happy to pull the specific data for you 🙂
by Tammy Murphy | Feb 10, 2026 | Buyers, Current Events, Neighbor Chat, Networking, Real Estate News, Real Homes to Love
🏡 A New Way for Ohio Buyers to Build Their Down Payment Faster
If you’ve been watching the market and thinking, “I’m close… but I need a little more saved,” this new statewide program may be exactly what you’ve been waiting for.
Ohio has launched a savings initiative designed to help residents grow their down payment funds more efficiently through participating banks and credit unions. Instead of a standard savings account earning minimal interest, qualified buyers can take advantage of enhanced earnings while they prepare to purchase.
In today’s environment — where purchase prices and interest rates require thoughtful planning — structured savings can make a real difference.
Why This Is Important for Buyers
One of the biggest hurdles to homeownership isn’t monthly affordability — it’s the upfront cash needed for:
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Down payment
-
Closing costs
-
Prepaid escrows
-
Moving expenses
We regularly meet buyers who are financially responsible, gainfully employed, and fully ready for ownership — but they need more time to strengthen their savings.
This new Ohio program creates:
✔ A disciplined savings pathway
✔ Potential interest advantages
✔ Possible state tax benefits
✔ A defined timeline to move from “thinking about it” to “ready to buy”
And when you combine smart saving with proper pre-approval planning, the buying process becomes much more strategic.
What Buyers Should Know
The program is designed for Ohio residents preparing to purchase a primary residence in Ohio. Funds are intended specifically for down payment and closing cost use.
There are minimum and maximum balance guidelines and a five-year usage window — so this isn’t just a savings account, it’s a goal-oriented one.
Participating financial institutions are already enrolling eligible applicants, and additional banks and credit unions are expected to join.
(We’ve linked directly to the official Ohio Treasurer page here for full details and enrollment information.)
The Bigger Picture
Programs like this signal something important:
Ohio wants to strengthen homeownership.
And that aligns directly with what we believe at RH2L — homeownership builds stability, equity, and long-term opportunity for families and communities.
If you’re:
• Renting but considering ownership
• Planning a move within the next 1–3 years
• Helping a child or grandchild buy their first home
• Or simply unsure what your buying power looks like
Now is a great time to create a strategy.
Let’s Build a Plan — Not Just a Wish
Saving is one part of the journey. Understanding credit, debt-to-income, loan options, and local market trends is the other.
If you’d like a customized homebuyer readiness conversation — no pressure, just information — I’d love to help you map out your next steps.
Because “almost ready” is often closer than you think. ❤️🏡
by Tammy Murphy | Jan 2, 2026 | BLOG, Current Events, GLOBAL, Investor Relations, Market Updates, Neighbor Chat, Networking, Real Estate News, Real Homes to Love
🏡 Dayton Housing Market Update: November 2025
Sales Ease Seasonally While Prices Continue to Rise
As we moved deeper into fall, the Dayton housing market showed a familiar seasonal pattern in November — slower sales activity paired with continued price strength. According to the latest data from Dayton REALTORS®, buyer demand softened modestly, but home values remained firmly on an upward trajectory.
📉 Fewer Sales, Stable Dollar Volume
November recorded 1,049 closed sales, down 6.8% compared to November 2024. Despite fewer transactions, the total dollar volume reached $312 million, essentially flat year-over-year.
This balance between fewer sales and steady volume highlights an important trend: homes are selling for more, even as activity slows.
💰 Prices Continue to Appreciate
Home values remained strong throughout November:
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Average sale price: $297,596 (+7.5%)
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Median sale price: $259,900 (+4%)
These gains reinforce what we’ve seen all year — Dayton remains a market where homeownership continues to build equity, even amid changing market conditions.
🏠 Inventory Grows, Market Becomes More Balanced
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New listings: 1,169 (down 2.7% from last year)
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Active inventory: 2,518 homes available
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Months of supply: 2.4 months, up from 1.9 months last November
While still firmly a seller’s market, the increase in inventory and supply suggests a slight shift toward balance, offering buyers a bit more breathing room than earlier in the year.
What This Means for Buyers & Sellers
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Sellers: Prices remain strong, and homes continue to sell close to list price. Proper pricing and presentation still matter greatly.
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Buyers: Increased inventory and a more balanced pace provide opportunity — especially for those prepared and working with a local expert.
As we approach the close of 2025, the Dayton market reflects stability, sustainability, and long-term value rather than the extremes seen in recent years.
by Tammy Murphy | Nov 17, 2025 | BLOG, Current Events, Investor Relations, Market Updates, Neighbor Chat, Real Estate News, Real Homes to Love
The Dayton region’s housing market continued to show strength in October, with rising sales, steady price growth, and an increase in available listings. According to the latest report from Dayton REALTORS®, both sales and dollar volume outpaced last year’s performance — a clear sign that the local market remains active and resilient.
❤️ A Balanced End to a Steady Year
The Dayton area continues to be a standout in the Ohio housing market — with affordability, stability, and community appeal driving ongoing activity. The data shows a healthy, sustainable pace of growth where both buyers and sellers can find success with the right strategy.
As 2025 winds down, this is an ideal time to review your real estate goals. Whether you’re considering a move, exploring investment opportunities, or just curious about your home’s current value — local insight matters.
Sales & Prices Continue to Rise
In October, the total sales volume reached $377 million, marking a 5.7% increase compared to the same month in 2024.
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Closed sales: 1,319 homes (up 3%)
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Average sale price: $285,825 (up 2.5%)
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Median sale price: $252,900 (up 3%)
Both single-family and condominium sales contributed to the month’s growth, with steady buyer demand continuing to drive activity across the Miami Valley.
Takeaway: Even with higher prices, buyers are staying engaged — a reflection of Dayton’s ongoing affordability and value compared to many larger markets.
Year-to-Date Sales Edge Ahead of 2024
After trailing slightly most of the year, 2025 finally overtook 2024 in total home sales by the end of October.
The average year-to-date price sits at $293,461 (up 5%), while the median year-to-date price reached $255,000 (up 6.2%).
Takeaway: This milestone marks a welcome shift — despite early-year headwinds, the market regained momentum and continues to trend upward through fall.
Listings & Inventory See Modest Growth
October brought more listings to the market, giving buyers a few more options heading into the colder months:
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New listings: 1,667 (up 6%)
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Total listings YTD: 15,749 (up 4.7%)
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Active inventory: 2,623 homes (up from 2,169 last year)
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Months of supply: 1.9 months — still a strong seller’s market
Takeaway: Inventory growth is positive, but supply remains tight. Homes that are move-in ready and well-priced continue to sell quickly and attract multiple offers.
Let’s Talk About Your Next Move
Market conditions change with the season — make sure you’re ready for what’s next. Let’s connect to review your options and plan a strategy that fits your goals for 2026.
Contact Tammy Murphy, Broker/Owner – RH2L Real Estate ❤️
Call or text: (937) 838-0997
www.RealHomesToLove.com
