by Tammy Murphy | Apr 2, 2013 | Current Events, Facing Foreclosure, Investor Relations, Neighbor Chat, Networking, Real Estate News
Personally, whenever there is a dilemma, a situation that just seems to overwhelm the current situation, I find that “thinking outside the box” is a good way to step back and get a better perspective as to the real issue and find a resourceful way to solve things. This article in the Cleveland Plain Dealer has some excellent points that the Cleveland area is using to solve vacant home, foreclosure and abandoned homes…
Here are a few clips from the article I think should resonate for other areas:
“A challenge of that magnitude requires a diverse response that combines strategic use of limited demolition dollars as well as innovative rehab…
Other successful land bank initiatives include the Owner Occupant Buyer Advantage Program, which has put handy homeowners willing to invest sweat equity into about 150 properties, according to Frangos.
There will never be enough demolition dollars to raze every abandoned property — nor should that be the goal. Luring private investments with creative approaches, as the loft-conversion project aims to do, is one way to make an impact in blighted neighborhoods.”
Click Here for FULL ARTICLE
by Tammy Murphy | Nov 4, 2012 | Current Events, Neighbor Chat, Networking, Real Estate News
Its election time, and many people are tired of all the commercials, the negative campaigns and just the shear hassle that can be involved with the election process. But we understand how important it is to let our voices be heard – and whether you are Democrat or Republican or an Independent – YOU should be heard. As a Realtor, I stay very active in the legislation as related to home ownership, financing and regulations. You may know there is a very important bill that is set to expire at the end of this year? Read further details below – but rest assured – I DID MY PART TO TAKE ACTION and many others of the Realtor Associations around this country are sure to do the same thing – all in an effort to PROTECT YOUR RIGHTS!
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by Tammy Murphy | Oct 21, 2012 | Facing Foreclosure, Investor Relations, Neighbor Chat, Networking, Real Estate News
I have worked with buyers who have been diligent about doing their credit repair, paying their bills and ultimately doing “everything right” for them to still hear they don’t have a high enough credit score to buy yet. Well, I am YOUR advocate and I am personally bringing a non-profit group to OUR area so that you CAN get a loan. And what’s even better, the fixed rate is a low interest rate current about 3.75% and calculated for a 30 year period. There is NO Down Payment required (but if you want to put money down you can) and the closing cost is very low (Prepaids and insurance only.)
How can this be? Well they are a national organization who is given money to make loans. Unlike the banks, they work with you irregardless of what your credit score is. Do you have income? What is your bill paying history? If you can answer those questions – you NEED to attend our workshop!
NACA Workshop flyer
We have set the date for their introduction to Dayton as Saturday, November 10th and if you can spend from 1-4 pm with us – I can promise you will be glad you did. Hearing an alternative to the loan process is a good thing. I am working out the details of where this will be but should have the location confirmed this week. If you are interested in attending you have to let me know your name, phone number and email. That’s it – no charge, no obligation. If you know me – you know I am all about giving YOU the information you need to make the best decision for you!
by Tammy Murphy | Sep 10, 2012 | Current Events, Neighbor Chat, Networking, Real Estate News
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Are you ready to join the community of more than 2,000 people who call downtown Dayton home? Our center city offers a diverse array of condominiums and apartments in a variety of price ranges, with single-family homes located in nearby neighborhoods. No matter which location you choose, you will be within walking distance of the entertainment, recreation options, restaurants, galleries, retail shops and so much more that make downtown a unique and exciting place to live! The downtown core already has a strong urban neighborhood with occupancy rates in owner-and renter-occupied properties consistently at more than 90 percent.
I am happy to discuss with you the potential for living the Urban Lifestyle in our Downtown Dayton area! Just give me a call, text or email! Tammy at 937-838-0997 or [email protected]
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by Tammy Murphy | Jul 22, 2012 | Current Events, Facing Foreclosure, Neighbor Chat, Networking, Real Estate News, Real Homes to Love, Short Sale
Every situation
is different, but to get some general guidelines about what is involved, I am happy to say that as a Co-Author – this book has some excellent tips! Feel free to click on the link here for a FREE e-book version of
Should I Short Sale My Home-Ebook
by Tammy Murphy | Jul 22, 2012 | Current Events, Facing Foreclosure, Neighbor Chat, Networking, Real Estate News, Short Sale
Today’s market and needs have impacted many people, working with potential client’s I have looked at what I can do to help and I am glad to announce that I have received my Equator Platinum Agent Certification and Short Sale Certification. There are many things involved with the process that you will want to ensure you are using someone who is up-to-date and well trained. I am available to meet with you for a confidential discussion of what your options are and to assist you in moving forward to the next stage of your life.
