Personally, whenever there is a dilemma, a situation that just seems to overwhelm the current situation, I find that “thinking outside the box” is a good way to step back and get a better perspective as to the real issue and find a resourceful way to solve things. This article in the Cleveland Plain Dealer has some excellent points that the Cleveland area is using to solve vacant home, foreclosure and abandoned homes…
Here are a few clips from the article I think should resonate for other areas:
“A challenge of that magnitude requires a diverse response that combines strategic use of limited demolition dollars as well as innovative rehab…
Other successful land bank initiatives include the Owner Occupant Buyer Advantage Program, which has put handy homeowners willing to invest sweat equity into about 150 properties, according to Frangos.
There will never be enough demolition dollars to raze every abandoned property — nor should that be the goal. Luring private investments with creative approaches, as the loft-conversion project aims to do, is one way to make an impact in blighted neighborhoods.”
I have worked with buyers who have been diligent about doing their credit repair, paying their bills and ultimately doing “everything right” for them to still hear they don’t have a high enough credit score to buy yet. Well, I am YOUR advocate and I am personally bringing a non-profit group to OUR area so that you CAN get a loan. And what’s even better, the fixed rate is a low interest rate current about 3.75% and calculated for a 30 year period. There is NO Down Payment required (but if you want to put money down you can) and the closing cost is very low (Prepaids and insurance only.)
How can this be? Well they are a national organization who is given money to make loans. Unlike the banks, they work with you irregardless of what your credit score is. Do you have income? What is your bill paying history? If you can answer those questions – you NEED to attend our workshop!
We have set the date for their introduction to Dayton as Saturday, November 10th and if you can spend from 1-4 pm with us – I can promise you will be glad you did. Hearing an alternative to the loan process is a good thing. I am working out the details of where this will be but should have the location confirmed this week. If you are interested in attending you have to let me know your name, phone number and email. That’s it – no charge, no obligation. If you know me – you know I am all about giving YOU the information you need to make the best decision for you!
Just received our State Realtor Newsletter and boy are the numbers looking good!! I know I have been busy and there is a lot of activity out there – so if it isn’t moving where you are and you have questions, feel free to contact me.
Published by the Ohio Association of REALTORS Week of Nov. 28
October home sales jump 16.1%
Home sales activity across Ohio surpassed the mark posted during October 2010, a positive result for an industry that has been severely impacted by the economic downturn, according to statistics provided to the Ohio Association of REALTORS by the state’s Multiple Listing Services. (more…)
“Bringing Our Neighborhood’s Back” is one motto Dayton’s APEX is working diligently to make a reality. A comprehensive plan that brings all necessary pieces together (current home owner’s with needed assistance for repairs / low interest loans and a reason to remain in the area they are already committed, investor’s who understand that a “good home = quality repairs” to qualified and willing tenants who want to be home owner’s in the future, to local business that require a healthy neighborhood to prosper.)
If you are interested in more details, CLICK HERE for BROCHURE or call Tammy at 937-838-0997 for more information.
Tammy Murphy Earns Top 1% Distinction with MSP Designation Master Sales Society Stresses Relationships, Service and Values.
Tammy Murphy, a local Realtor with Exit Realty Partners, has been inducted into the Master Sales Society with the designation of Master Sales Professional, or MSP. This distinction is earned by the very few committed real estate professionals who place value and service to their clients above all else.(more…)
In the latest Dayton Area Board of Realtors (DABR) Newsletter – the following update to our local activity may be of particular interest to you and those wanting to know how “our market” is fairing:
“While the continued drop in the local housing market reflects the economic news heard around the country, it should be noted that the Dayton area holds up very well in terms of home values. While other parts of the nation struggle with double digit percentage drops, the Miami Valley has seen relatively small declines. And taking a closer look reveals that a number of communities in this area are fairing pretty well. Beavercreek values are down only 1%, Centerville / Washington Township just 2%, and Englewood posted just under a 3% drop in value year-to date.”
If you have any questions or would like to learn more specifics for your particular neighborhood – call or email me and I’ll be happy to pull the latest stats!
The real estate brokerage with a heart! Helping you as buyers and sellers in today's real estate market. RH2L is "Real Homes To Love" and your choice for professional real estate services in today's market! Office hours by appointment.
