Tammy, grew up in Dayton, attended the Dayton Public Schools and Graduated Patterson Cooperative High School. She began a graphics presentation company out of high school and understands what it takes for a business to be successful.
Her career in real estate began while living away in Arizona, but it was inevitable that she would return home to the Dayton area. Tammy has now worked in real estate since 2001 and truly enjoys the opportunities (and challenges) that are a part of the real estate markets.
RH2L was established with the passion for service that is an integral and often missing piece to our industry. Tammy works endlessly to ensure that each of the Realtors within RH2L is also dedicated to providing the highest level of professional service to our clients.
RH2L is honored to be the Dayton Area Board of Realtors BROKER / OWNER of the Year! We will continue our excellence in service for those in real estate need.
Welcome to 2219 Bradley Court, a charming brick ranch located on a quiet cul-de-sac in a convenient area of Bellbrook.This home offers a comfortable and inviting layout with a natural flow between the main living spaces.
Welcome to “Warm and Cheerful Centerville,” a property that perfectly blends peaceful living with the convenience of one of Centerville’s most active community districts.Situated on a spacious .63-acre cul-de-sac lot, this charming brick ranch offers privacy, mature trees, and outdoor spaces designed for relaxation.
WELCOME to this beautifully maintained Maronda Homes of Cincinnati build, completed in 2021 and offering over 2,700+ square feet of living space. Located in the highly sought-after Ponde Creek Subdivision and situated on a .312-acre cul-de-sac lot, this home features a flexible layout with 3 bedrooms plus a loft, providing an ideal bonus space for recreation, work, or relaxation.
1 W Main Street, Spring Valley, OHNow Available for Lease – Mixed-Use Living & Business OpportunityImagine the possibilities of being able to LIVE, WORK, and RELAX all in the same space — right in the heart of historic Spring Valley! That’s just one of the many opportunities presented by this beautifully restored two-story brick home, now available for lease.
Charming Brick Ranch in West Carrollton – Estate Pre-Sale OpportunityWelcome to this well-loved 3 bedroom, 2 bath brick ranch offering 1,473 square feet of comfortable living space in a convenient West Carrollton location.Inside, you’ll find a formal living and dining area, a kitchen with an eat-in counter, and a cozy family room with a fireplace (never used).
Two Dwellings with a total of 5,188 sq. ft. - 3 bed/3 bath in Barndominium and 4 bed/1.5 bath in farmhouse on over 9 Acres!! Discover this one-of-a-kind property nestled in the serene countryside of Hillsboro, Ohio. Offering two distinctive dwellings on just over 9 acres, this is the perfect place for anyone seeking a unique blend of charm, space, and modern comfort.
Welcome to low-maintenance living at its finest in this stunning second-level condo in the sought-after Waterside at Settlers Walk! The original owner spared no expense when choosing upgrades in this Fischer Homes Baypoint II floor plan, creating an open and inviting layout perfect for modern living.
Welcome to Wolf Creek Run and this delightful ranch home that is just waiting for YOU! Picture perfect moments await as the open living to kitchen comes complete with a large island that allows for gathering while prepping and staying apart of the activities with friends and family.
Welcome to this beautifully updated two-story home that seamlessly blends modern comfort with timeless design. Situated in a desirable neighborhood, this home offers over 2,000 square feet of thoughtfully designed living space, perfect for today’s lifestyle.
July 2024 Real Estate Market Update: Summer Surge!
Hello, Dayton friends! As we enjoy the warm summer days, we’re excited to share the latest insights from our local real estate market. July has proven to be a month of growth and opportunity, with impressive increases in both sales and prices. Whether you’re considering buying, selling, or just curious about the market, there’s plenty of great news to share!
Market Highlights
In July, we recorded 1,328 home sales, a notable 13% increase compared to July 2023. This surge reflects the heightened demand characteristic of the summer home buying season, indicating that buyers are actively seeking new opportunities in our vibrant community.
The cumulative sales volume for the month reached over $375 million, a remarkable 19% increase from last year. This positive trend demonstrates the strength of our local market and the ongoing interest in homeownership.
Price Trends
Home prices continue to rise, reinforcing the value of investing in real estate in our area. The average sales price in July climbed to $282,427, marking a 5% increase from the previous year. Meanwhile, the median sales price also saw a boost, reaching $246,675, which is up 3% from last July. These increases highlight the growing demand for homes and the value buyers are placing on quality properties.
Year-to-Date Performance
Looking at the overall performance for the first seven months of 2024, the numbers are equally impressive. We’ve seen 8,438 sales year-to-date, representing an 11.9% increase compared to the 7,540 sales during the same period last year. The total sales volume for this year has surged to $2.34 billion, reflecting a 22.8% increase from 2023.
The average sales price year-to-date stands at $277,373, a nearly 10% increase, while the median price has risen to $237,000, up 7.7% from last year. This consistent growth in home values is a positive sign for current homeowners and those considering entering the market.
Inventory Insights
July also saw an increase in new listings, with 1,630 entries, which is a 13% increase compared to last year’s 1,507 listings. For the January-July period, we recorded a total of 10,324 listings, up 14.7% from 2023. However, with 1,673 active listings at the end of July, we currently have about 1.3 months’ supply of homes available, which continues to suggest a competitive market for buyers.
Why This Matters to You
These trends present exciting opportunities for both buyers and sellers. If you’re thinking about selling your home, now may be a great time to capitalize on rising prices. For buyers, understanding the current market dynamics is crucial for making informed decisions in this active environment.
If you have any questions about your home’s value, want to explore your buying options, or need insights into the current market conditions, please don’t hesitate to reach out! We offer no-obligation assessments tailored to your needs.
Let’s Connect!
Our team is here to support you in achieving your real estate goals. As always, stay tuned for more updates, and let’s make the rest of 2024 a successful year in real estate together!
Second Quarter 2024 Real Estate Market Update: Resilience and Growth!
Hello, Dayton friends! As we wrap up the second quarter of 2024, it’s time to take a closer look at the real estate market in our area. The latest numbers reveal a market that remains robust, with impressive growth in prices and continued activity despite a slight dip in sales for June. Whether you’re considering buying, selling, or just curious about the market, there’s plenty of exciting information to share!
Q2 Highlights
The second quarter has continued to showcase the strength of our local real estate market. In June, we recorded 1,282 home sales, reflecting a 3.8% decrease from June 2023. However, this minor decline comes on the heels of strong performance in April and May, demonstrating resilience in the face of seasonal shifts.
The cumulative sales volume for June reached $375 million, which is a 5% increase from the previous year. This consistent volume indicates that while sales may have slipped slightly in June, buyer demand remains strong overall.
Price Trends
One of the most notable trends has been the rise in home prices. In June, the average sales price hit a new high of $292,966, marking an impressive 9.5% increase from last year. The median sales price also rose to $255,000, up 8.9%, setting another peak in our market. These increases reflect a continuing trend of rising home values, making it a great time for homeowners to consider their selling options.
Year-to-Date Performance
Looking at the first half of 2024, we see a strong performance overall. There were 7,075 sales recorded, representing an 11% increase from the 6,365 sales in the first half of 2023. The cumulative sales volume for this period reached an impressive $1.96 billion, a 23% increase year-over-year.
The average sales price year-to-date stands at $276,568, up 10% from last year, while the median price increased to $235,000, reflecting a 9% rise. This steady growth in prices signifies a healthy market and increased demand for homes.
Inventory Insights
June also brought 1,608 new listings, up 9% from last year. For the first half of the year, 8,689 listings were submitted, marking a 16% increase compared to 2023. However, with 1,673 active listings at the end of June, we have just a 1.3-month supply of homes available, which continues to indicate a competitive environment for buyers.
Why This Matters to You
The second quarter results highlight both opportunities and challenges in our market. For sellers, rising prices and strong demand could translate to a favorable selling environment. For buyers, understanding current trends and acting quickly is crucial in this fast-paced market.
If you have questions about your home’s value, want to discuss your buying options, or need insights into the current market conditions, please don’t hesitate to reach out! We offer no-obligation assessments tailored to your unique needs.
Let’s Connect!
Our team is here to support you in achieving your real estate goals. As always, stay tuned for more updates, and let’s make the remainder of 2024 a successful year in real estate together!
A topic that is on everyone’s mind and in the middle of a lot of discussion is about Property Taxes, so “Let’s Talk About Property Taxes” here in the Montgomery County / Dayton Ohio Region specifically… We know (or have heard) that the increases seen this past year due to the continued uptick in the Seller’s Market – has netted about a 34% INCREASE in property tax basis. What does that mean for the average homeowner? Higher Property Taxes, of course. Now that increase you pay isn’t 34% but it is HIGHER and with no real legislation or “control” in place – OHIO is one of the states that this tax can continue to be a burden and negative impact on the future of properties – if not addressed!
Our State Legislation currently has at least 5 bills under consideration – to address Property Taxes. From raising the Homestead Exemption from its current $25,000-$38,000 to a HIGHER AMOUNT; to restricting the amount of increase for those who are Elderly or Disabled or Fixed Income; to potentially a hybrid version that combines a little of all the bills to one. EITHER WAY YOU SLICE IT – People are being TAXED higher than they see the value necessary – and with continued ballot votes that offer LEVY and ASSESSMENTS that can ADD to the Property Taxes, people are just fed up.
This was the perfect time to have our guest speaker, John McManus, the Montgomery County Treasurer, on our recent podcast The Real-Tea – and was he an enjoyable treat to share! His view and perspective on things is coming from a place of “the people” and to hear that he UNDERSTANDS our perspective and feels the PINCH with us, was a welcome and unexpected benefit. I don’t know about you – but having someone in this position who understands and can relate to the plight of the people is certainly advantageous! I say we keep him in the position for a few more terms!?
Take a listen / look at our podcast – there was so much information we had to do a second episode – so don’t miss that one either!
Here’s a few of the tidbit details you may want to check out as well:
Do you know how much of your property tax goes to the school district?? 60% ! And levies can either increase or decrease additional funds for this purpose: New levies are making an INCREASE, or a RENEWAL is keeping the level as current. Montgomery County receives 2-4 %
Depending on your property location, the following ALSO receive a portion of your property taxes: Cities, Townships, Parks and Recreation, Emergency Services, Human Services, and Schools including Sinclair and / or Miami Valley Career Tech.
To see what YOUR property tax goes to cover specifically:
Search By Address (enter your property address as directed)
Select the Parcel for your property.
On the left side bar – Select the LEVEY DISTRIBUTION and you will see the breakdown of where your property taxes are being distributed.
BEWARE OF SCAMS:
County Recorder’s Office: Fraud Alert Notification System: Recordings filed against your property will be an immediate notification to you so that you can QUICKLY see if there is fraudulent activity against your property.
County Auditor’s Office: Buy with Confidence – a program to offer homebuyers information and resources to avoid being taken advantage of when buying property. https://www.mcohio.org/1480/Buy-With-Confidence
DON’T BUY HOUSES OF FACEBOOK MARKETPLACE or CRAIGSLIST without doing your DUE DILIGENCE TO VERIFY!
John’s passion project is with Financial Literacy for Adults and Children… This is a FREE Program that can be arranged to present information and education on understanding money / budget and financial planning. Contact the County Offices at 937-225-4010 to schedule.
Reverse Mortgages: Unveiling Insights and Pitfalls… At first glance, Reverse Mortgages may seem like a beneficial financial option, especially for seniors looking to tap into their home equity. However, our episode uncovers the hidden complexities and potential risks associated with these arrangements. Through a detailed analysis and invaluable insights, we empower you with a deeper understanding of Reverse Mortgages.
Our mission is clear: to equip you with the knowledge necessary to make informed decisions. By dissecting the intricacies of Reverse Mortgages, we provide you with the tools to navigate this financial option with confidence and clarity. Whether you’re considering a Reverse Mortgage or simply curious about its implications, this episode is a must-listen.
Join us as we unravel the mysteries surrounding Reverse Mortgages and offer practical advice to help you avoid common pitfalls. By staying informed and aware, you can protect yourself and your assets while making sound financial choices for the future.
Tune in to our podcast episode and gain a deeper understanding of Reverse Mortgages. Don’t let the allure of quick cash overshadow the importance of due diligence and informed decision-making. Your financial well-being is paramount, and we’re here to guide you every step of the way.
** This episode is dedicated to Mildred Elrod, mother of Tammy Lilly, and the subject case of today’s topic. Her passing in December of 2023 brought to light not only the issues of a Reverse Mortgage; but it spotlights the unconscionable preying on our seniors. From their real estate holdings to potential inheritance by family; the government’s insatiable appetite to misrepresent a “solution” that ultimately is a scheme to deteriorate what should be the people’s rights of ownership, wealth accumulation and future generation of wealth inheritance. **
May 2024 Real Estate Market Update: Strong Sales and Rising Prices!
Hello, Dayton homeowners and future buyers! As we dive deeper into 2024, we’re thrilled to bring you the latest updates from our local real estate market. May has been a remarkable month, showcasing impressive growth in both sales and prices. Whether you’re considering buying, selling, or simply curious about the market, there’s a lot of exciting news to share!
Market Highlights
In May, we saw a total of 1,360 home sales, reflecting a 6% increase from the 1,283 sales reported in May 2023. This trend of increasing sales continues, demonstrating resilience against the typical seasonal slowdowns that often characterize this time of year.
The total sales volume for May reached $392 million, marking a robust 17% increase compared to the same month last year. Such strong activity is a positive sign of the health and vibrancy of our local market!
Price Trends
The upward trajectory in home prices remains a key story in our market. The median sales price hit $250,000, representing an 11% increase from last year. The average sales price also rose, reaching $288,362, which is 11% higher than May 2023. These increases reflect strong demand and a competitive market that favors homeowners looking to sell.
Year-to-Date Performance
As we look at the first five months of 2024, the trends continue to impress. There have been 5,770 sales, which is a 14% increase from the same period last year. The total sales volume for this timeframe has soared to $1.57 billion, a remarkable 27% increase compared to 2023. The average sales price year-to-date stands at $272,424, showing an 11% rise, while the median price has also increased to $230,000, up 9% from last year.
Inventory Insights
In May, there were 1,753 new listings, which is a 23% increase from last year’s 1,419. Year-to-date listings have also seen a rise, with a total of 7,077 listings submitted—up 17% from 6,020 last year. However, with only 1,540 active listings at the end of May, the inventory represents just over one month’s supply based on the current sales pace, indicating a competitive market for homebuyers.
Why This Matters to You
These trends present an exciting opportunity for buyers and sellers alike. If you’re thinking of selling, rising prices could mean a great return on your investment. For buyers, navigating a competitive market can be challenging, but we’re here to help you every step of the way.
If you have questions about your home’s value, want to explore your buying options, or need guidance on the current market, please don’t hesitate to reach out. We offer no-obligation assessments tailored to your needs.
Let’s Connect!
Our team is dedicated to helping you achieve your real estate goals, whether you’re looking to buy, sell, or simply explore your options. Stay tuned for more updates, and let’s make 2024 a fantastic year for real estate together!
The real estate brokerage with a heart! Helping you as buyers and sellers in today's real estate market. RH2L is "Real Homes To Love" and your choice for professional real estate services in today's market! Office hours by appointment.
