Tammy, grew up in Dayton, attended the Dayton Public Schools and Graduated Patterson Cooperative High School. She began a graphics presentation company out of high school and understands what it takes for a business to be successful.
Her career in real estate began while living away in Arizona, but it was inevitable that she would return home to the Dayton area. Tammy has now worked in real estate since 2001 and truly enjoys the opportunities (and challenges) that are a part of the real estate markets.
RH2L was established with the passion for service that is an integral and often missing piece to our industry. Tammy works endlessly to ensure that each of the Realtors within RH2L is also dedicated to providing the highest level of professional service to our clients.
RH2L is honored to be the Dayton Area Board of Realtors BROKER / OWNER of the Year! We will continue our excellence in service for those in real estate need.
Welcome to 2219 Bradley Court, a charming brick ranch located on a quiet cul-de-sac in a convenient area of Bellbrook.This home offers a comfortable and inviting layout with a natural flow between the main living spaces.
Welcome to “Warm and Cheerful Centerville,” a property that perfectly blends peaceful living with the convenience of one of Centerville’s most active community districts.Situated on a spacious .63-acre cul-de-sac lot, this charming brick ranch offers privacy, mature trees, and outdoor spaces designed for relaxation.
WELCOME to this beautifully maintained Maronda Homes of Cincinnati build, completed in 2021 and offering over 2,700+ square feet of living space. Located in the highly sought-after Ponde Creek Subdivision and situated on a .312-acre cul-de-sac lot, this home features a flexible layout with 3 bedrooms plus a loft, providing an ideal bonus space for recreation, work, or relaxation.
1 W Main Street, Spring Valley, OHNow Available for Lease – Mixed-Use Living & Business OpportunityImagine the possibilities of being able to LIVE, WORK, and RELAX all in the same space — right in the heart of historic Spring Valley! That’s just one of the many opportunities presented by this beautifully restored two-story brick home, now available for lease.
Charming Brick Ranch in West Carrollton – Estate Pre-Sale OpportunityWelcome to this well-loved 3 bedroom, 2 bath brick ranch offering 1,473 square feet of comfortable living space in a convenient West Carrollton location.Inside, you’ll find a formal living and dining area, a kitchen with an eat-in counter, and a cozy family room with a fireplace (never used).
Two Dwellings with a total of 5,188 sq. ft. - 3 bed/3 bath in Barndominium and 4 bed/1.5 bath in farmhouse on over 9 Acres!! Discover this one-of-a-kind property nestled in the serene countryside of Hillsboro, Ohio. Offering two distinctive dwellings on just over 9 acres, this is the perfect place for anyone seeking a unique blend of charm, space, and modern comfort.
Welcome to low-maintenance living at its finest in this stunning second-level condo in the sought-after Waterside at Settlers Walk! The original owner spared no expense when choosing upgrades in this Fischer Homes Baypoint II floor plan, creating an open and inviting layout perfect for modern living.
Welcome to Wolf Creek Run and this delightful ranch home that is just waiting for YOU! Picture perfect moments await as the open living to kitchen comes complete with a large island that allows for gathering while prepping and staying apart of the activities with friends and family.
Welcome to this beautifully updated two-story home that seamlessly blends modern comfort with timeless design. Situated in a desirable neighborhood, this home offers over 2,000 square feet of thoughtfully designed living space, perfect for today’s lifestyle.
Declutter to Dollars is a new service designed to help homeowners sell household items with less effort and less moving. Whether you are downsizing, right-sizing, or simply ready to clear space, this structured approach allows items to be sold in place, through a virtual storefront, or via a Pop-Up setting for smaller items—creating a more convenient and efficient way to transition.
If you’ve ever thought…
👉 “What am I going to do with everything in this house?” 👉 “I know there’s value here, but it feels overwhelming…”
You’re not alone.
One of the biggest challenges homeowners face—whether preparing for a move, downsizing, or simply reclaiming space—is not the home itself…
…it’s everything inside it.
That’s exactly why we created Declutter to Dollars.
This is a simple, structured way to:
✔ Turn unused household items into cash ✔ Clear space without the chaos of traditional sales ✔ Avoid last-minute stress before a move
As an added service through our brokerage, Declutter to Dollars fills a gap in the current market by offering a flexible, organized alternative to traditional consignment and resale. With options for in-home sales, virtual listings, and Pop-Up opportunities, this service is tailored to the type and volume of items—providing a customized approach that works for each client’s situation.
(This page is currently in testing and not yet linked on the main site—so you’re getting an early look.) AND YES, I welcome your FEEDBACK!!
💡 Why This Matters
Most people don’t realize how much value is sitting right in their home.
Furniture, décor, clothing, and everyday items can quickly add up—but without a plan, it often gets pushed aside or donated without a second thought.
Declutter to Dollars gives you a way to:
👉 Simplify your space 👉 Create extra cash 👉 Move forward with clarity
“Sell in place. Simplify your space. Move forward.”
🎯 SPECIAL OFFER
🎉 No Consignment Fees – Limited Time
To introduce this new service, I’m offering:
👉 NO consignment fees for the month
If you’ve been thinking about clearing things out, this is the perfect opportunity to try it—without added cost.
(In the future, this service will include a base setup fee and consignment structure—but for now, I’m opening this up to clients who want to take advantage early.)
📣 If You’re:
Thinking about selling
Downsizing
Cleaning out a home or helping a family member
Or just ready to reclaim your space
👉 Let’s talk.
I’ll help you create a simple plan to turn what you no longer need into something valuable.
Reply to this email or reach out directly to get started.
We’re sharing this update with our RH2L community by cross-posting a conversation from our Real-Tea Podcast—so you can quickly understand what’s being discussed locally and decide what it means for you.
A proposed $512 million school levy in Kettering is getting attention—but most homeowners aren’t getting clear, straightforward context on how it could impact them.
Instead of repeating headlines or taking sides, this episode focuses on the questions homeowners are already asking—about cost, timing, and whether there are alternative approaches worth considering.
🎙️ Watch the Full Conversation (This episode is designed to give you clarity—not tell you what to think.)
https://youtu.be/9_BsMeKtudk
Why This Conversation Matters
This isn’t just about schools—it’s about how large-scale decisions like this intersect with:
Your property taxes
Overall cost of homeownership
Long-term financial planning as a homeowner
If you live in Kettering (or are considering it), this is the kind of conversation that directly affects your day-to-day reality.
AND – if one school district can do this – others could follow suit (BTW West Carrollton did it, but they used BOND programs).
❓ The Questions Being Asked Right Now
In the podcast, we explore questions many residents are already thinking about:
Does everything need to happen all at once?
Are there more phased or flexible approaches?
How does this align with what homeowners are currently experiencing financially?
These aren’t political questions—they’re practical homeowner questions.
The Dayton housing market saw a slight seasonal slowdown in February, largely influenced by extended cold temperatures and winter weather — but the overall story remains one of stability and continued price growth.
Even with fewer homes coming to market and a small dip in sales activity, home values continued to rise, reinforcing the strength of our local market.
📊 Key Market Highlights
New Listings: 1,076 (down 3.8%)
Closed Sales: 906 (down 2.3%)
Total Sales Volume: $259.9M (up 2.3%)
Median Sale Price: $252,750 (up 5.4%)
Average Sale Price: $286,835 (up 4.7%)
Inventory: 1,926 homes
Months of Supply: ~2 months
💰 Prices Continue to Lead the Story
While activity slowed slightly, pricing continued to climb.
The median and average sale prices both posted solid year-over-year gains, showing that buyer demand remains strong enough to support appreciation, even during a slower winter month.
🏠 Inventory Remains Tight
At just 2 months of supply, Dayton continues to operate in a seller’s market.
Even though inventory is slightly improved compared to recent years, it remains below the level considered balanced — meaning well-prepared homes are still moving quickly.
❤️ What This Means
This is not a declining market — it’s a seasonally adjusted, stabilizing one.
Sellers continue to benefit from strong pricing
Buyers are seeing slightly less competition than peak seasons
Strategic timing and preparation matter more than ever
📞 Planning Your Next Move?
As we head into the spring market, now is the time to prepare — whether you’re buying, selling, or simply exploring your options.
👉 Let’s connect and create a plan that fits your goals.
Dayton Area Real Estate Market Update: When the Weather Moves… So Do Buyers
If you’ve lived in Ohio for more than five minutes, you already know the rule:
“Don’t like the weather? Wait five minutes.”
What we’re seeing right now in the Dayton-area real estate market is that this saying doesn’t just apply to the forecast…
👉 It’s directly impacting buyer behavior.
🌷 The “False Spring” Effect Is Real
Every year, we get teased with those early warm days—sunshine, 60 degrees, maybe even a hint of spring in the air.
And what happens?
✔ Showings spike ✔ Open houses are packed ✔ Buyers feel urgency again ✔ Listings suddenly get attention
For a few days, it feels like the market has officially “woken up.”
But then…
❄️ Reality Hits (Sometimes Overnight)
A 30–40 degree drop. Wind. Rain. Maybe even snow (because… Ohio).
And just like that:
➡️ Showings slow down ➡️ Buyers pause ➡️ Open house traffic drops ➡️ Momentum feels like it disappears
It’s not that buyers lose interest—it’s that weather creates hesitation.
🧠 What Buyers Are Really Thinking Right Now
Today’s buyers are navigating more than just price and interest rates—they’re reacting to how they feel in the moment.
When the sun is out:
“Let’s go look at houses.”
“This feels like the right time to move.”
“We don’t want to miss out.”
When it’s cold, gray, or stormy:
“Maybe we wait.”
“Let’s see what happens next week.”
“We’re not in a rush.”
That emotional shift is happening week to week… sometimes day to day.
📊 What This Means for Sellers
This “weather-dependent market” creates opportunity—if you know how to work with it.
Timing matters more than ever.
✔ List or push marketing when the weather breaks ✔ Schedule open houses on warm, sunny weekends ✔ Be ready for quick bursts of activity ✔ Understand slower days don’t mean lack of interest
The buyers are there. They’re just waiting for the right moment to move.
🔑 What This Means for Buyers
If you’re actively searching:
👉 The best opportunities often show up when the weather isn’t perfect.
Less competition. More time to evaluate. Better negotiating position.
While others pause… you can move strategically.
💡 The New “Normal” in Our Market
In past years, we’d talk about:
Spring market
Summer slowdown
Fall transitions
Now?
We’re seeing micro-markets driven by weather patterns.
A few warm days = mini buying surge A cold snap = temporary pause
And it repeats.
❤️ Final Thought
Real estate in Ohio has always required flexibility—but right now, it requires awareness and timing.
The market isn’t stopping. It’s just… reacting.
📣 Let’s Talk Strategy
Whether you’re thinking about buying or selling, the key right now is knowing when to act—and how to position yourself when the market shifts.
If you’re curious what this means for your specific situation, I’m always happy to have a quick, no-pressure conversation.
👉 Let’s create a plan that works with the market—not against it.
Trying to perfectly time the real estate market is a bit like trying to time the stock market. The ideal moment rarely announces itself. What we can control is preparation.
Right now we are in that sweet spot:
Buyers are becoming more active
Sellers are beginning to prepare homes
Inventory hasn’t yet reached peak spring levels
Serious buyers are already watching closely
The early movers often benefit the most.
🏡 For Sellers: Beat the Spring Rush
Spring historically brings more listings — which also means more competition.
Listing just before the full wave hits can offer:
Strong buyer demand
Less direct competition
Serious, motivated shoppers
Strong sale-to-list price ratios
The market doesn’t wait for flowers to bloom. It moves when buyers are ready — and many are ready now.
If your home is show-ready, this transition window can be powerful.
🔑 For Buyers: Opportunity Is Knocking
Longer days mean more showing opportunities, extended open house windows, and renewed inventory growth. But remember — more inventory also brings more buyers into the mix.
The real estate brokerage with a heart! Helping you as buyers and sellers in today's real estate market. RH2L is "Real Homes To Love" and your choice for professional real estate services in today's market! Office hours by appointment.
