I’ve searched through hundreds if not thousands of sites – just to find the one I feel comfortable in recommending…HERE IT IS – THE BEST SITE I FOUND FOR MOVING INFORMATION!
Have you ever heard of Radon? If you live or move anywhere in Ohio that is almost always a “YES” and provided HERE is the link to EPA’s Guide for Protection from Radon.
Since 1978 and the change in government guidelines – lead in paint was thought to be a thing of the “past.” However, since there is so much interest and renovation in homes of historic nature – this information could prove not only informative – but life saving. Sometimes we make lite of the situation by saying, “don’t chew on the window seals and you’ll be fine” – but if you are concerned of the ill effects this substance could have on you or your family – being informed is the least you can do to protect those you love. CLICK HERE to read the information provided by EPA.
Just the facts – that’s what everyone needs to know when it comes to Fair Housing. Most people are familiar with the protection for race, color and religion – but there is more protection for other segments and you should be well informed to ensure no violation occurs. Visit the National Association of Realtors link .
Times have been challenging for most people and with the media coverage constantly talking about all the negative effects of economic changes – you probably feel like it’s all overwhelming. But you also probably still feel like you are alone in all of this and maybe that is because of your generation or because of personality. You must fight the urge to take cover and hide from your existence! There is HELP only if you reach out and let someone know the details so they can help.
Are you just falling behind – not yet in the Foreclosure process?
First Step – call Your Mortgage Company – Loss Mitigation Department or Customer Servic. Do Not Be Embarrassed to speak with them and see what they offer for alternative payment options. They “should” be willing to work with you to keep you in your home and to maintain the mortgage.
If NOT or you are beyond any assistance they offer – CALL ME. I may know someone or be able to find someone to better assist you at this point – BEFORE YOU LOOSE THE HOUSE. If all else fails and we need to SELL the House – we want to work FAST so that we can avoid the Foreclosure on your record. (Bankruptcies are more forgiving on your record than a Foreclosure – so avoid this however necessary!)
The City / County may also have sources of Help – I can put you in contact with these programs.
Are you about to have that ARM adjust / or has it already adjusted and NOW you’ll be having a problem?
This is where the FHA program that has been introduced may be able to assist you. They have very specific guidelines (must have been current and never late on a payment for the prior 12 months and only fallen behind due to the Rate Adjustment…) Again, either myself or others in the industry will be able to help direct you at this point.