by Tammy Murphy | Oct 26, 2010 | Current Events, Investor Relations, Neighbor Chat, Property Management, Real Estate News, Real Homes to Love
“Bringing Our Neighborhood’s Back” is one motto Dayton’s APEX is working diligently to make a reality. A comprehensive plan that brings all necessary pieces together (current home owner’s with needed assistance for repairs / low interest loans and a reason to remain in the area they are already committed, investor’s who understand that a “good home = quality repairs” to qualified and willing tenants who want to be home owner’s in the future, to local business that require a healthy neighborhood to prosper.)
If you are interested in more details, CLICK HERE for BROCHURE or call Tammy at 937-838-0997 for more information.

by Tammy Murphy | Oct 14, 2010 | Current Events, Real Estate News
I had my neighbor run over late one evening this week, asking if I knew anything about the “new tax for selling your house in 2011.” I hadn’t heard anything specific as to what he was mentioning – and so the digging began. Seems there is a lot of MISINFORMATION out there concerning what the new Health Care Bill is going to cause to happen in 2011. There IS a provision for a Sales Tax of 3.8% for Medicare Tax IF your Home Sale GAIN is higher than $250,000 for Single Person or $500,000 for Married Couple. This gets complicated as you can imagine, CLICK HERE to see the PDF with specific answers. But to answer my neighbor’s question – “NO, you won’t have a “new” tax to worry about if you sell your home.”
by Tammy Murphy | Sep 27, 2010 | Neighbor Chat, Real Estate News
I am referring to the article: (CLICK HERE TO SEE FULL ARTICLE)
Best Cities for Starter Homes
Paul Toscano , CNBC.com
Sep 22, 2010
2. Dayton, Ohio
Zillow median home value: $102,300
Month-over-month change: -0.03%
Avg monthly mortgage payment: $496.96
Mortgage payment as % of income: 12%
Unemployment rate: 11.2%
Cost of living: 76.70
(more…)
by Tammy Murphy | Apr 17, 2010 | Current Events, Real Estate News
You’ve either heard me say it before or read it – NOW is the time to buy a home… WHY??
- Tax. Credit. expires April 30, 2010 : for First Time Home Buyer = up to $8,000 and for Current Owner = up to $6,500!
- FHA guidelines are set to add .5% to the “upfront mortgage insurance premium” (ALREADY ISSUED) AND
- FHA will reduce the Seller’s ability to contribute up to 6% of your closing costs (reduces to 3%) starting this Summer.
CLICK NAR FHA changes coming 2010 to read more details about upcoming changes…
by Tammy Murphy | Mar 14, 2010 | Neighbor Chat, Real Estate News
Getting NEW CLIENTS is an opportunity to not only expand my business but a chance to meet new people like you! So as an added incentive to the great working relationship we can develop as Buyer / Seller to Realtor, I would like to offer the option to register on my SITE and new clients will be entered into a drawing to WIN $250 Gift Card for Lowe’s.
CLICK HERE to be taken to the Registration Site. And I look forward to working with you in the near future!
By the way – even if you don’t happen to WIN the gift card – I hope that you will feel you still “WIN” working with ME!