by Tammy Murphy | Apr 23, 2017 | LENDERS, Networking, Real Estate News
Sure, a majority of our client’s who come to us to buy a house already have a lender they are working with, but in some cases – buyers have not decided which lender could work the best for them. As Realtors working multiple clients and deals at a time, we can get a idea of what lenders work hard to get the deals done, or perhaps – what lender likes to work within a certain “comfort zone” of their own niche. While we are happy to provide the names of lenders to any client who would ask – it is NOT because of any affiliate agreement or potential receipt of any fee that we would or could provide that information. Our clients provide us with feedback for those services they use and based on the satisfaction of those clients – we recommend lenders we have been able to use and COMPLETE deals when using their services.
Carrington Mortgage Services was one of those referrals to meet from another “trusted” vendor – and we are so HAPPY to have met Holly Matthews as their loan officer. Immediately I was impressed with her zeal to get in and see what she could do to help with clients looking to buy, she stated quickly – that if she did not know the answer, she would work hard to find out and that includes if she could not work with a particular client, she would offer suggestions to get them ready for when the time was right, or even offer another source to get it done. WE LOVE THAT OUTSIDE OF THE BOX THINKING!
What is even more important, when the seller’s market is as HOT as it is now – BUYER’S MUST BE PREPARED NOW – they don’t want to wait 72 hours to get a pre-approval (especially if it isn’t worth the paper it was written on!) Holly will take the time to answer your call, provide sound financial advice as to the best loan program for you and ensure that the information she needs to collect from you truly establishes your financial ability to BUY that house. Having confidence when you make your offer will help to ease your concerns when going out to tour homes and more importantly, it will give you the ability to actually follow thru with the offer and get to the CLOSING TABLE.
Just so you can have an opportunity to read over her information, I am attaching the WELCOME PACKET she provided me to give to client’s who are searching for the “RIGHT LENDER” to make their American Dream of Home Ownership a REALITY!!
CARRINGTON Introduction Packet – Realtor
by Tammy Murphy | Mar 27, 2017 | Neighbor Chat, Real Estate News
We know that searches for real estate today are no longer just from the MLS listings. We utilize technology and true marketing skills to PROMOTE our listings and give our seller’s a better chance to get SOLD! For our Buyer’s, they love being able to see a video production that is more than the same old stuff everyone else has done before. Check out some of our past listings by clicking on our YouTube Channel https://www.youtube.com/channel/UC7daNFzb9MC-bEl_nnPtKnw
by Tammy Murphy | Mar 7, 2017 | Commercial Properties, Investor Relations, LENDERS, LOT / LAND, Military, Real Estate News, Senior Living
UPDATE June 2023: The following post information and materials contained is NO LONGER BE AVAILABLE. Understanding that loan programs and contacts are always subject to change is critical to ensuring you have timely access and up to date information.
With so many choices for lenders out there – you may often wonder, what’s the difference? We like to let our client’s know that sometimes it is a matter of personalities, but often times – you want to compare rates and closing costs to ensure you are getting the best deal possible. Other times – it is just knowing that the lender is IN IT with YOU and willing to make the process work, or take the extra time you might need to get the financing, or to help answer questions or so many other pieces of the puzzle that may need to “fit” to get your into the home “loan” for your budget.
I love when a lender is available to take calls, responds to emails, when they are PROACTIVE in working together and when they find the “right program” to fit our client’s needs!
$250 Closing Costs Union Savings flyer
Blanket Loan Union Savings Flyer
Commercial Real Estate Loans Union Savings
Communities First Down Payment Program Union Savings Flyer
Construction Loans Union Savings Flyer
How to get Pre Qualified UNION SAVINGS Flyer
Union Savings JOE WOMACKS lender programs
VA Loan Programs Union Savings Flyer
by Tammy Murphy | Dec 21, 2016 | Real Estate News
Depending on your personal financial situation AND where you want to live – renting vs. owning may be the debate going on in your head… What “we” know and understand is that there are MANY FACTORS that play into the ultimate Best Decision for YOU – but hope that this will help offer additional considerations:
- If your credit is bad or not as good as a Lender would like for you to Purchase – You May Need to Rent
- If you are NEW to a JOB or AREA and not sure of your direction or ability to show “stability” for a lender – You May Need to Rent
- If the cost to PURCHASE is MORE than you have saved – and the monthly cost is HIGHER than you want to AFFORD – You May Need to Rent
- If you have a busy life, too many demands with work, etc and don’t want to worry about maintenance issues – You May Need to Rent
- If you are going to be short-term, typically less than 2-3 years in an area – You May Need to Rent
BUT – sometimes the cost of RENTING is HIGHER than OWNING – and then, if the above factors are not working against you – YOU WILL WANT TO BUY!
This article also offers more insight: http://realtormag.realtor.org/daily-news/2016/12/16/where-it-s-better-buy-rent
HAPPY HUNTING – WHETHER you are Buying or Renting…R H 2 L is here to help!
by Tammy Murphy | Sep 4, 2016 | Real Estate News
CONGRATULATIONS to Haley as our WINNER of the $500 EDC Gift Certificate from Jonathan Holloway of FFC Mortgage during the Bridal Expo!! Wedding Date coming in May – what a great way to get things started. We’ll be here to help when it’s time for your move ♡♡♡
by Tim Nuss | Aug 21, 2016 | Real Estate News, Senior Living
There are specialized “designations” for different areas of real estate and we have found that Seniors have needs specific to their own circumstances. My background as an Occupational Therapist has given me a special insight on the needs of our elderly, combined with my enjoyment of estate sales and now my expertise as a Realtor – I am able to merge all of these skills for YOUR benefit.
If you are feeling the time may be approaching to start life planning for the next phase, allow me to sit down and discuss with you how I can help you make the necessary transitions. My goal is to help ensure that you don’t have to give away the equity you have worked for – at the time in your life when you were meant to enjoy all the benefits.
