by Tammy Murphy | Oct 26, 2010 | Current Events, Investor Relations, Neighbor Chat, Property Management, Real Estate News, Real Homes to Love
“Bringing Our Neighborhood’s Back” is one motto Dayton’s APEX is working diligently to make a reality. A comprehensive plan that brings all necessary pieces together (current home owner’s with needed assistance for repairs / low interest loans and a reason to remain in the area they are already committed, investor’s who understand that a “good home = quality repairs” to qualified and willing tenants who want to be home owner’s in the future, to local business that require a healthy neighborhood to prosper.)
If you are interested in more details, CLICK HERE for BROCHURE or call Tammy at 937-838-0997 for more information.
by Tammy Murphy | Sep 27, 2010 | Neighbor Chat, Real Estate News
I am referring to the article: (CLICK HERE TO SEE FULL ARTICLE)
Best Cities for Starter Homes
Paul Toscano , CNBC.com
Sep 22, 2010
2. Dayton, Ohio
Zillow median home value: $102,300
Month-over-month change: -0.03%
Avg monthly mortgage payment: $496.96
Mortgage payment as % of income: 12%
Unemployment rate: 11.2%
Cost of living: 76.70
(more…)
by Tammy Murphy | Sep 17, 2010 | Current Events, Neighbor Chat
Passing along this notice for all those who may be interested…
The third Friday of the month of September is set aside each year to pay honor and respect to those of our country’s military that have been or are prisoners of war or missing in action. POW/MIA Recognition Day is an excellent time to also concentrate our prayers on the lives of these courageous service personnel and the families left behind who wait for them.
Lives are unimaginably changed when a loved one is held captive or is reported as missing. Hearts and lives are comforted when they know people care and are praying for them. Those held captive too ~ what more would they endure if they thought we didn’t remember them?
Gratefully, the Prisoner of War/Missing in Action Corridor at the Pentagon was opened on September 15 of this year, presenting to the public many of the pieces that tell the story of these families and warriors. Families of MIA and former POW themselves have given personal items and input for the development of this.
This year, will you pray with me for these families and all the others who have endured so much for our freedoms? The date for the 2010 POW/MIA Recognition Day is Friday, September 17th. Sadly, there have been well over 88,000 missing Americans since WW II.
Rev. Lin McGee
National Chaplain
Blue Star Mothers of America
by Tammy Murphy | Aug 25, 2010 | Current Events, Neighbor Chat
So you are hearing that home sales “dropped” and things are really bad? Well, that depends on where you are located! Our first half of the year information shows:
JAN-JUNE 2010 MLS SINGLE-FAMILY SALES SUMMARY
|
Listings |
SOLD |
|
| 2010 |
12652 |
5445 |
|
|
|
|
|
| 2009 |
11758 |
4841 |
|
|
|
|
|
| % Change |
7.60% |
12.48% |
|
|
|
|
|
|
Total List $ |
|
Total Sale $ |
| 2010 |
$712,568,524 |
|
$678,670,542 |
|
|
|
|
| 2009 |
$594,410,049 |
|
$561,487,488 |
|
|
|
|
| % Change |
19.88% |
|
20.87% |
|
|
|
|
|
%Sale/List |
Median Sale $ |
Avg Sale $ |
| 2010 |
95.24 |
$109,000 |
$124,641 |
|
|
|
|
| 2009 |
94.46 |
$95,500 |
$115,986 |
|
|
|
|
| % Ch |
0.83% |
14.14% |
7.46% |
If you have questions, want to know what your specific area is doing or your current market value, Call Tammy today!
by Tammy Murphy | Jun 27, 2010 | Current Events, Neighbor Chat
Officially, the bill for First Time Home Buyers expired and all closings from those qualified purchases are quickly coming to an end. However, our Military men and women were given an extension to this bill. Read some of the details from Military.com below:
This bill’s extension for military families, and active-duty servicemembers currently living overseas, is April 30, 2011 — one year longer than civilian home owners’ extension — and will also help financially strapped military personnel by making mortgage payments tax deductible.
The new law extends the first-time homebuyer credit for individuals on “qualified official extended duty” outside the U.S. who made home purchases before May 1, 2011 (or July 1, 2011, for taxpayers with binding contracts).
Qualified official extended duty is defined as duty outside the U.S. for at least 90 days during the period beginning after Dec. 31, 2008, and ending before May 1, 2010. And, in order for married servicemembers to qualify for this extention, they must have served overseas for at least 90 days in 2009.
If you are in the military and looking for a new home, call me to help schedule your personal tours and to discuss the best options available for your next move!
by Tammy Murphy | Jun 12, 2010 | Neighbor Chat
Home buying has more advantages than leasing a home. Ownership became the “American Dream” because it gave people an opportunity to own a piece of property / community and provide the potential to build a financial “nest egg” with their equity. When interest rates began to climb, people looked to leasing as an alternate option than buying. Now that interest rates have dropped, many people consider buying, as their mortgage payments can be less than a lease payment. With many factors to consider: Tax credit from interest / property taxes paid, the expense of maintenance, current interest rates, credit score, area property values, and even how long you plan to remain in the area are all issues to be considered. While a Realtor can help answer some of your questions regarding the purchase, in the end, it is advisable, to consult a tax professional to determine truly your best option.
