by Tammy Murphy | Apr 8, 2013 | Current Events, Facing Foreclosure, For Rent, Neighbor Chat, Networking, Property Management, Real Estate News, Short Sale
It was truly an honor to be selected for The Marie Kindrick Fair Housing Award at this year’s Miami Valley Fair Housing Wrokshop. I enjoy working with people who are searching for their next “home” whether that would be a rental or purchase; but importantly, I want to help ensure that it is Affordable and What They Want / Need.
So we are often asked many questions – and this post is to provide some of those answers, as well as to provide websites, links and expert advice regarding Fair Housing.
Fair Housing Tips Disabilities
About Fair Housing with Children
Service Animal Policies
MVFHC brochure
Agencies for Fair Housing Issues
Avoid Predatory Loans
Loan Modification Scam Alert
by Tammy Murphy | Apr 2, 2013 | Current Events, Facing Foreclosure, Investor Relations, Neighbor Chat, Networking, Real Estate News
Personally, whenever there is a dilemma, a situation that just seems to overwhelm the current situation, I find that “thinking outside the box” is a good way to step back and get a better perspective as to the real issue and find a resourceful way to solve things. This article in the Cleveland Plain Dealer has some excellent points that the Cleveland area is using to solve vacant home, foreclosure and abandoned homes…
Here are a few clips from the article I think should resonate for other areas:
“A challenge of that magnitude requires a diverse response that combines strategic use of limited demolition dollars as well as innovative rehab…
Other successful land bank initiatives include the Owner Occupant Buyer Advantage Program, which has put handy homeowners willing to invest sweat equity into about 150 properties, according to Frangos.
There will never be enough demolition dollars to raze every abandoned property — nor should that be the goal. Luring private investments with creative approaches, as the loft-conversion project aims to do, is one way to make an impact in blighted neighborhoods.”
Click Here for FULL ARTICLE
by Tammy Murphy | Oct 21, 2012 | Facing Foreclosure, Investor Relations, Neighbor Chat, Networking, Real Estate News
I have worked with buyers who have been diligent about doing their credit repair, paying their bills and ultimately doing “everything right” for them to still hear they don’t have a high enough credit score to buy yet. Well, I am YOUR advocate and I am personally bringing a non-profit group to OUR area so that you CAN get a loan. And what’s even better, the fixed rate is a low interest rate current about 3.75% and calculated for a 30 year period. There is NO Down Payment required (but if you want to put money down you can) and the closing cost is very low (Prepaids and insurance only.)
How can this be? Well they are a national organization who is given money to make loans. Unlike the banks, they work with you irregardless of what your credit score is. Do you have income? What is your bill paying history? If you can answer those questions – you NEED to attend our workshop!
NACA Workshop flyer
We have set the date for their introduction to Dayton as Saturday, November 10th and if you can spend from 1-4 pm with us – I can promise you will be glad you did. Hearing an alternative to the loan process is a good thing. I am working out the details of where this will be but should have the location confirmed this week. If you are interested in attending you have to let me know your name, phone number and email. That’s it – no charge, no obligation. If you know me – you know I am all about giving YOU the information you need to make the best decision for you!
by Tammy Murphy | Aug 17, 2012 | Current Events, Neighbor Chat, Real Estate News, Short Sale
National Association of REALTORS released an update on August 16, 2012:
Extension of Mortgage Cancellation Relief Goes Forward
The Senate Finance Committee has crafted and sent to the full Senate a package that would extend the mortgage relief provision for an additional year, through Dec. 31, 2013.
The Senate was unable to act on the bill before adjourning for its August break and the party conventions. The Senate reconvenes on Sept. 10. Chairman Baucus (D-MT) had expressed a wish to finish this package before the election in order to provide certainty about the extension (or not) of more than 50 provisions. Nonetheless, it is not known if the package would also be considered in the House before the election.
(more…)
by Tammy Murphy | Jul 22, 2012 | Current Events, Facing Foreclosure, Neighbor Chat, Networking, Real Estate News, Real Homes to Love, Short Sale
Every situation
is different, but to get some general guidelines about what is involved, I am happy to say that as a Co-Author – this book has some excellent tips! Feel free to click on the link here for a FREE e-book version of
Should I Short Sale My Home-Ebook
by Tammy Murphy | Jul 22, 2012 | Current Events, Facing Foreclosure, Neighbor Chat, Networking, Real Estate News, Short Sale
Today’s market and needs have impacted many people, working with potential client’s I have looked at what I can do to help and I am glad to announce that I have received my Equator Platinum Agent Certification and Short Sale Certification. There are many things involved with the process that you will want to ensure you are using someone who is up-to-date and well trained. I am available to meet with you for a confidential discussion of what your options are and to assist you in moving forward to the next stage of your life.
