by Tammy Murphy | Jan 15, 2010 | SOLD/Pending/Expired

$105,000 Quaint and comfortable country living with ease of city commute! 4.65 acres with many updates and improvements to this 2 bedroom, 1 bath home. Separate guest quarters or setup a business…extra storage abounds with detached 2+ car garage, pole barn with 4 stalls and a lean-to. SEE FLYER. Take VIRTUAL TOUR.
See Property Website for mortgage calculator, demographics, what’s nearby and MORE.
by Tammy Murphy | Jan 7, 2010 | Current Events, Neighbor Chat
This very helpful article will hopefully offer you a few reminders for keeping warm in the very cold temperatures we are experiencing! Above all, stay warm and be safe:
Heat your home safely
-All heaters need space. Keep things that can burn, such as paper, bedding or furniture, at least 3 feet away from heating equipment, fireplaces and stoves.
-Place portable space heaters on a hard, level, nonflammable surface. Do not put space heaters on rugs or carpets, near bedding or drapes, and keep children and pets away. Look for a model that shuts off automatically if the space heater tips over. Do not use heating equipment to dry wet clothing.
-Never use the stove or oven to heat your home.
-Never leave portable heaters, wood burning stoves or fireplaces unattended. Turn them off before leaving or going to bed.
-Keep the fire in the fireplace by using a glass or metal screen large enough to catch sparks and rolling logs.
Cut down on your heating bills
-Eliminate drafts. Use either insulating tape or caulking strips to surround windows and door moldings. Cover your windows with plastic sheeting. If you have storm windows or storm doors, get them up to keep the cold out.
-Make sure heat vents aren’t blocked by furniture.
-Turn down the thermostat.
-Close off any rooms that aren’t in use and close heat vents or turn off radiators in those rooms.
-Insulate your light switch and outlet plates with foam pads. Cold air can seep into the house through them.
-Use heavy curtains to keep cold air out. Open them during the day to let the sun help warm your home and close them at night. Use fabric snakes or old carpets in front of windows and doors to help eliminate drafts.
-Turn off vent fans in the kitchen and bathroom when they are no longer needed.
-Set ceiling fans to blow air down.
Don’t forget Fido and your neighbor
-Dress in several layers of lightweight clothing. Don’t forget gloves or mittens, and a hat, preferably one that covers your ears.
-Wear waterproof, insulated boots to keep your feet warm and dry and to maintain footing in ice and snow.
-Don’t forget your pets- bring them indoors. If that’s not possible, provide adequate shelter to keep them warm and make sure they can get to unfrozen water.
-Check on people who require special assistance such as elderly people living alone, people with disabilities and children.
RisMedia Newsletter
by Tammy Murphy | Dec 31, 2009 | Neighbor Chat
Sometimes it is the little things that we take for granted…like where to turn for local news, weather, etc. I realize that some of my website traffic is actually NOT in the immediate area – and this is just a post to give you some links that will get you connected to what’s going on in our area. If I’ve missed anything – send me a message and I’ll check into getting the information added.
Local TV Channels:
Channel 7 – WHIO
Channel 2 – WDTN
Channel 22 / FOX 45 -WKEF
Local Radio Channels:
92.9 FM – VARIETY
94.5 FM – POP
99.9 FM – LITE
102.9 FM – HIP HOP
104.7 WTUE – CLASSIC ROCK
107.7 FM – MIX
1290 AM / 95.7 FM WHIO – TALK RADIO
Newspapers:
Dayton Daily News
Times Community
Fairborn Daily Herald
Springfield News Sun
Troy Daily News
by Tammy Murphy | Dec 31, 2009 | Neighbor Chat, Real Estate News
This is something I get asked about from time to time and always a topic “of discussion.” Believe it or not, most Realtors are way underpaid and technically speaking – the industry hasn’t really seen a “raise.” The NAR has said that from the beginning of time, Realtors typically have earned 6% commission (that’s 3% for Buyer’s Agent and 3% for Listing Agent.) Sure – cost of homes has gone up – so in that respect maybe there has been a raise – but the cost of doing business has also gone up. You do need to understand that the commission is NEGOTIABLE and NOT SET at a fixed rate (because that would be illegal.) However, any of the Realtors who are worth their services – are also worth the commission.
Just discussed was “the compensation structure for Realtors” and this is an interesting tid-bit that might help the public to understand more of why a Realtor is unwilling to discount their commission, of the Realtors polled:
Percentage Commission Split–70%
100% Commission–17%
Commission Plus Share of Profits–3%
Salary Only–2%
Salary Plus Share of Profits/Production Bonus–3%
Share of Profits Only–1%
Other–4%
Basically, the Realtor does not get paid unless the deal closes. So while many clients become frustrated with the process (especially now with all the changes) you can see that the Realtors also get caught when the deal does not close.
by Tammy Murphy | Dec 17, 2009 | Neighbor Chat, Real Estate News
There are always situations that come up to test our knowledge! This question arises when you have a co-signing person who already owns a property and would not qualify for the tax credit on their own – but the principal home owner would be a qualifying First Time Home Buyer. (more…)