by Tammy Murphy | May 8, 2014 | Neighbor Chat, Real Estate News, Real Homes to Love
When inventory is low and it seems buyer’s don’t really have many options – DON’T rule out a listing just because it has been on the market awhile…it could be that the seller was holding firm to their price and unable to negotiate – but that doesn’t mean you shouldn’t take a look / make an offer!! Many times, buyers or their agents may think that a seller “wouldn’t take less” – which may be true or necessary in some cases. BUT – there could be other things the seller is willing or able to negotiate on that would make THE DEAL for the buyer. I always tell the buyer to at least make the offer – once it’s in writing we can negotiate to get it done!
by Tammy Murphy | Jan 27, 2014 | Current Events, Neighbor Chat, Networking, Real Estate News, Real Homes to Love
But you MUST ACT FAST! This is a DOWN PAYMENT ASSISTANCE program that comes out the first part of the year – with up to $5000 that can help BUYERS to get into the home of their dreams. Lender specific qualifications – not all lenders are able to do this program. But it can apply for your house purchase – even if you are NOT a First Time Home Buyer!! Contact me QUICK to see if this can help you!
by Tammy Murphy | Oct 29, 2013 | Current Events, Investor Relations, Neighbor Chat, Networking, Real Estate News, Real Homes to Love
Born and raised here – there are MANY things about the Dayton Communities that I know about first-hand and LOVE! That is the reason why I wanted to take the continuing education courses offered by the DABR and for the right to earn the designation of “Dayton Region Ambassador.” I want to be the person you call with questions about what our area has to offer…so I’ve compiled some of the highlights from the class to share with you here: (more…)
by Tammy Murphy | Jul 23, 2013 | LOT / LAND, Real Estate News, Real Homes to Love
Partnership with a quality home builder is important in this market where the buyer’s are informed and specific about what their needs are for a home. CLICK HERE FOR BUILDER WEBSITE (more…)
by Tammy Murphy | Apr 12, 2013 | Current Events, Neighbor Chat, Real Estate News, Real Homes to Love
I get emails from a LOT of people…just like many of you. However, I try to take from that rash of emails information that might be important to pass along to others. This is one of those instances:
Effective for all case numbers assigned on or after April 1, 2013 the monthly mortgage insurance premium on FHA 30 year fixed rate loans increased from a factor of 125 basis points to 135 basis points. On a $100,000 purchase with 3.5% down that’s a monthly increase of $7.91. Case numbers are assigned when a property goes into contract. (more…)
by Tammy Murphy | Mar 21, 2013 | Real Homes to Love
We work hard to get the exposure for your properties and to be able to show buyers properties that are available…so when a website let’s me know I’m in the Top 10% – that is GREAT NEWS for my Clients!!
Trulia Rank