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Don’t be Afraid to Make that OFFER!

When inventory is low and it seems buyer’s don’t really have many options – DON’T rule out a listing just because it has been on the market awhile…it could be that the seller was holding firm to their price and unable to negotiate – but that doesn’t mean you shouldn’t take a look / make an offer!! Many times, buyers or their agents may think that a seller “wouldn’t take less” – which may be true or necessary in some cases. BUT – there could be other things the seller is willing or able to negotiate on that would make THE DEAL for the buyer.  I always tell the buyer to at least make the offer – once it’s in writing we can negotiate to get it done!

It’s BACK – Welcome Home FUNDS

But you MUST ACT FAST!  This is a DOWN PAYMENT ASSISTANCE program that comes out the first part of the year – with up to $5000 that can help BUYERS to get into the home of their dreams.  Lender specific qualifications – not all lenders are able to do this program.  But it can apply for your house purchase – even if you are NOT a First Time Home Buyer!!  Contact me QUICK to see if this can help you!

Dayton Region Ambassador

Born and raised here – there are MANY things about the Dayton Communities that I know about first-hand and LOVE!  That is the reason why I wanted to take the continuing education courses offered by the DABR and for the right to earn the designation of “Dayton Region Ambassador.”  I want to be the person you call with questions about what our area has to offer…so I’ve compiled some of the highlights from the class to share with you here: (more…)

A Lender Note…

I get emails from a LOT of people…just like many of you.  However, I try to take from that rash of emails information that might be important to pass along to others.  This is one of those instances:

Effective for all case numbers assigned on or after April 1, 2013 the monthly mortgage insurance premium on FHA 30 year fixed rate loans increased from a factor of 125 basis points to 135 basis points. On a $100,000 purchase with 3.5% down that’s a monthly increase of $7.91. Case numbers are assigned when a property goes into contract. (more…)

Nice to Know !

We work hard to get the exposure for your properties and to be able to show buyers properties that are available…so when a website let’s me know I’m in the Top 10% – that is GREAT NEWS for my Clients!!
Trulia Rank