Exit Realty works with Habitat for Humanity!
Not just in one particular area, but nationwide – EXIT REALTY is committed to bringing homes to those in need. CLICK HERE to read this article and learn more about our involvement with various types of community programs.
Our Dayton Area Year End Figures
The following information was just released through our Dayton Area Board of Realtors – many times I am asked, “how are we doing” – locally, times shifted – but they weren’t nearly as bad as all the National spotlights. Read and see for yourself what the actual transactions in our area represent:
December’s numbers bring to a close a year of challenging home sales. As Harry Vearn, 2009 president of the Dayton Area Board of Realtors stated, “The decline in home sales fell in lock-step with the tougher economic climate, but the good news continues to be the affordability and inventory of homes, along with historically low interest rates for mortgages. If consumers are smart with their finances and are in the market to buy, it’s an unprecedented time to make the leap. Yes, the market is tough, but right now the factors I just listed make real estate a very attractive option.”
The year ended without any real surprises in the MLS numbers. As expected, price, volume, and sales were lower than in 2007. Down nearly 16% from 2007, sales for 2008 totaled 11,037, while the number of listings submitted to the MLS came to 26,620 (a change of –9% from last year). (more…)
Good Questions to ask Your Mortgage Lender about Refinancing
The best advice I can give is to ASK QUESTIONS – Lots of Questions and even the SAME Questions to MULTIPLE Lenders to help ensure you are getting the best refinance for your mortgage. And remember, if you are getting a smaller decrease in the interest rate from what you have now and you don’t plan to live in the house for at least 3 more years – it may NOT be worth the refinance. I am happy to provide you with contacts in the mortgage business that I have found to be trust-worthy and who have worked well with my clients – but whatever you do, talk to them IN PERSON. The internet makes our life easier in many ways, but what I hear over and over is BEWARE OF INTERNET LENDERS. Maybe Not always the case – but I’d rather anyone I know be on the safer side of the transaction by dealing with someone they can actually talk with personally. The following sites have helpful questions for you to ask…
This is a more concise list and explains the various options…
This is a longer list of questions and covers just about every aspect to refinancing mortgages…