by Tammy Murphy | Jan 22, 2026 | BLOG, Market Updates, Neighbor Chat, Real Estate News
🏡 December 2025 Market Recap: What Buyers and Sellers Should Know as We Close the Year
As we wrap up 2025, the Dayton-area housing market finishes the year on solid footing. December activity confirmed what many buyers and sellers felt throughout the year: demand remained strong, prices continued to rise, and well-positioned homes still moved quickly.
December brought a noticeable boost in activity compared to the same time last year:
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New listings: 890 homes, up 4%
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Homes sold: 1,195, an increase of nearly 15%
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Total sales volume: $346.9 million, up 22%
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Median sale price: $250,000 (+4%)
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Average sale price: $290,366 (+7%)
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Sale-to-list price ratio: 98.8%, showing sellers are still receiving close to asking price
Even in a seasonally slower month, serious buyers stayed engaged and sellers who priced appropriately were rewarded.
📊 Full-Year 2025: The Bigger Picture
Looking at the full year helps separate short-term noise from real trends:
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Homes listed: 17,811 (+4% year over year)
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Homes sold: 14,626 (+1%)
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Total sales value: $4.29 billion (+6.7%)
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Median sale price: $255,000 (+6.25%)
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Average sale price: $293,404 (+5.7%)
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Sale-to-list price ratio: 99.7%
While inventory improved slightly, the market remained tight with 1.8 months of supply, keeping sellers in a favorable position overall.
What This Means for Buyers
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Competition is still present, but increased listings offer more choice than a year ago
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Pricing growth has been steady rather than explosive — helpful for long-term planning
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Preparation matters: financing readiness and strategic offers continue to make a difference
What This Means for Sellers
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Well-priced homes are still selling quickly and close to asking price
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Buyers remain active year-round, not just in spring and summer
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Pricing and presentation are critical as buyers become more selective
Looking Ahead
As we move into 2026, watch inventory levels, interest-rate adjustments, and early-year buyer activity. The market remains resilient, but strategy matters more than ever. And as always, if you have questions or want specifics for your neighborhood – reach out to Tammy for more details 😉
by Tammy Murphy | Jan 2, 2026 | BLOG, Current Events, GLOBAL, Investor Relations, Market Updates, Neighbor Chat, Networking, Real Estate News, Real Homes to Love
🏡 Dayton Housing Market Update: November 2025
Sales Ease Seasonally While Prices Continue to Rise
As we moved deeper into fall, the Dayton housing market showed a familiar seasonal pattern in November — slower sales activity paired with continued price strength. According to the latest data from Dayton REALTORS®, buyer demand softened modestly, but home values remained firmly on an upward trajectory.
📉 Fewer Sales, Stable Dollar Volume
November recorded 1,049 closed sales, down 6.8% compared to November 2024. Despite fewer transactions, the total dollar volume reached $312 million, essentially flat year-over-year.
This balance between fewer sales and steady volume highlights an important trend: homes are selling for more, even as activity slows.
💰 Prices Continue to Appreciate
Home values remained strong throughout November:
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Average sale price: $297,596 (+7.5%)
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Median sale price: $259,900 (+4%)
These gains reinforce what we’ve seen all year — Dayton remains a market where homeownership continues to build equity, even amid changing market conditions.
🏠 Inventory Grows, Market Becomes More Balanced
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New listings: 1,169 (down 2.7% from last year)
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Active inventory: 2,518 homes available
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Months of supply: 2.4 months, up from 1.9 months last November
While still firmly a seller’s market, the increase in inventory and supply suggests a slight shift toward balance, offering buyers a bit more breathing room than earlier in the year.
What This Means for Buyers & Sellers
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Sellers: Prices remain strong, and homes continue to sell close to list price. Proper pricing and presentation still matter greatly.
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Buyers: Increased inventory and a more balanced pace provide opportunity — especially for those prepared and working with a local expert.
As we approach the close of 2025, the Dayton market reflects stability, sustainability, and long-term value rather than the extremes seen in recent years.
by Tammy Murphy | Dec 9, 2025 | Market Updates, Neighbor Chat, Networking, Real Estate News
When you’re preparing to buy a home in the Dayton region, choosing the best local mortgage lenders in Dayton Ohio is one of the most important early steps. Getting pre-approved not only strengthens your position as a buyer—it also helps you compare loan programs, rates, and fees to ensure you’re choosing the lender that’s truly the best fit for you.
Because of this, we encourage buyers to speak with 2–3 lenders as they begin the process. Comparing options helps ensure you get the best interest rate, lowest fees, strongest loan program, and highest level of service—all of which impact your financial future for years.
Are you a ?
• New buyers looking for a trusted starting point
• First-time buyers unsure which lender or program best fits
• Current homeowners interested in refinancing, lowering monthly payments, or exploring home equity options
No matter your situation, the right lending partner makes a meaningful difference.
- Justin Williams — Guild Mortgage, Loan Officer NMLS #2030668 Office: 937-367-8197 [email protected]
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Drew Huggins — CrossCountry Mortgage, Sr. Loan Officer NMLS #428025 Direct #: 937-641-8974 [email protected]
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Ben Milam — Guaranteed Rate, SVP / Branch Manager, NMLS #191897 Direct#: 630-364-7523 [email protected]
Why We Update Lender Recommendations Regularly
Real estate is always moving, and so is the lending market. It’s common for lenders to:
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Transition to new mortgage companies
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Gain access to improved or specialized loan programs
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Update phone numbers, email addresses, or office locations
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Offer new products such as first-time buyer grants, renovation loans, HELOCs, or refinancing opportunities
Because these changes can directly affect your financing options, we regularly refresh the lenders we recommend. These professionals have consistently delivered excellent communication, reliable service, and successful results for our clients.
Why Working With Local Mortgage Lenders in Dayton Ohio Matters
Your mortgage isn’t just an approval—it’s a long-term financial commitment. Taking the time now to compare lenders helps you understand differences in:
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Interest rates and loan terms
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Closing costs and fee structures
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Available programs based on income, down payment, credit score, or property type
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Personal service and communication speed
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Flexibility during underwriting and closing
While large national online lenders may offer quick approvals, we consistently see better outcomes—stronger offers, fewer delays, and smoother closings—with local lenders who provide personalized support and real-time communication.
The Bottom Line
Whether you’re:
…your lender plays an essential role in the process.
Market conditions evolve, programs change, and your financial needs shift. Having trusted, current, and local lender options ensures you’re positioned to make the best decisions for your future.
If you’re ready to explore your buying power or want guidance on refinancing or equity solutions, we’re here to help you navigate every step with confidence.
by Tammy Murphy | Nov 17, 2025 | BLOG, Current Events, Investor Relations, Market Updates, Neighbor Chat, Real Estate News, Real Homes to Love
The Dayton region’s housing market continued to show strength in October, with rising sales, steady price growth, and an increase in available listings. According to the latest report from Dayton REALTORS®, both sales and dollar volume outpaced last year’s performance — a clear sign that the local market remains active and resilient.
❤️ A Balanced End to a Steady Year
The Dayton area continues to be a standout in the Ohio housing market — with affordability, stability, and community appeal driving ongoing activity. The data shows a healthy, sustainable pace of growth where both buyers and sellers can find success with the right strategy.
As 2025 winds down, this is an ideal time to review your real estate goals. Whether you’re considering a move, exploring investment opportunities, or just curious about your home’s current value — local insight matters.
Sales & Prices Continue to Rise
In October, the total sales volume reached $377 million, marking a 5.7% increase compared to the same month in 2024.
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Closed sales: 1,319 homes (up 3%)
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Average sale price: $285,825 (up 2.5%)
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Median sale price: $252,900 (up 3%)
Both single-family and condominium sales contributed to the month’s growth, with steady buyer demand continuing to drive activity across the Miami Valley.
Takeaway: Even with higher prices, buyers are staying engaged — a reflection of Dayton’s ongoing affordability and value compared to many larger markets.
Year-to-Date Sales Edge Ahead of 2024
After trailing slightly most of the year, 2025 finally overtook 2024 in total home sales by the end of October.
The average year-to-date price sits at $293,461 (up 5%), while the median year-to-date price reached $255,000 (up 6.2%).
Takeaway: This milestone marks a welcome shift — despite early-year headwinds, the market regained momentum and continues to trend upward through fall.
Listings & Inventory See Modest Growth
October brought more listings to the market, giving buyers a few more options heading into the colder months:
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New listings: 1,667 (up 6%)
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Total listings YTD: 15,749 (up 4.7%)
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Active inventory: 2,623 homes (up from 2,169 last year)
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Months of supply: 1.9 months — still a strong seller’s market
Takeaway: Inventory growth is positive, but supply remains tight. Homes that are move-in ready and well-priced continue to sell quickly and attract multiple offers.
Let’s Talk About Your Next Move
Market conditions change with the season — make sure you’re ready for what’s next. Let’s connect to review your options and plan a strategy that fits your goals for 2026.
Contact Tammy Murphy, Broker/Owner – RH2L Real Estate ❤️
Call or text: (937) 838-0997
www.RealHomesToLove.com
by Tammy Murphy | Oct 26, 2025 | BLOG, GLOBAL, Market Updates, Neighbor Chat, Networking, Real Estate News, Real Homes to Love
Dayton Real Estate Market Heats Up: Strong September Shows Double-Digit Growth
The Dayton housing market is showing impressive strength this fall — with home sales, prices, and listings all on the rise. According to the latest report from Dayton REALTORS®, the region’s September sales volume surged to $386 million, marking a 17.7% increase compared to September 2024.
More Homes Sold — At Higher Prices
Dayton REALTORS® reported 1,328 closed transactions in September, up 10% year-over-year, signaling steady buyer confidence despite market shifts earlier in the year.
Prices also continued their upward climb:
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Average sale price: $291,145 (up 6%)
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Median sale price: $251,514 (up 8%)
These price gains reinforce that buyer demand remains strong, and Dayton continues to be an affordable yet appreciating market for homeowners and investors alike.
Year-to-Date Numbers Hold Strong
Through the first nine months of 2025, 10,995 properties have sold across the Miami Valley — only 0.4% below last year’s pace. Yet total sales volume rose 5.4% to $3.2 billion, reflecting higher property values and strong market fundamentals.
The average sale price year-to-date sits at $294,434 (a 5.8% increase), while the median price reached $255,000 (up 6.2%). These gains show continued upward momentum, even as national markets adjust.
More Listings Entering the Market
Inventory is also expanding, with 1,612 new listings added in September — a 10% increase over last year. Year-to-date listings total 14,079, up 4.5%.
However, at month’s end, the MLS inventory stood at just 2,562 active properties, representing less than two months of supply — still solidly a seller’s market. Homes that are well-priced and well-presented continue to move quickly.
What This Means for Buyers and Sellers
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Buyers: More listings give you options, but the competition for desirable homes remains strong. Be ready to act quickly when you find “the one.”
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Sellers: Rising prices and strong demand make this an excellent time to list. Proper preparation and pricing can help you maximize your return before year-end.
❤️ Local Strength, Lasting Value
The Dayton region continues to showcase resilience and growth — a true reflection of our community’s appeal, affordability, and stability. Whether you’re upgrading, downsizing, or investing, now is a smart time to explore your next move.
Ready to Talk About Your Real Estate Goals?
Let’s review your options together — whether buying, selling, or simply curious about your home’s value, I’m here to help you navigate today’s market with confidence and care.
Contact Tammy Murphy, Broker/Owner – RH2L Real Estate ❤️
Call or text: (937) 838-0997
www.RealHomesToLove.com
by Tammy Murphy | Oct 1, 2025 | Current Events, Market Updates, Real Estate News, Real Homes to Love
The real estate market is shifting:
Homes are staying on the market longer
Sellers are offering incentives (home warranties, closing cost help, title coverage)
Price adjustments are popping up
Translation? Buyers have more room to negotiate, and sellers need a smart strategy to stand out.
And with new property tax assessments making the rounds, now’s a great time to check your home’s true market value — whether for peace of mind, to file a dispute, or just to keep tabs on your equity.
As always, referrals mean the world to me! If you know someone who’s thinking about a move, I’d love to help them navigate this season of change.
