by Tammy Murphy | Jan 16, 2009 | Facing Foreclosure, Neighbor Chat, Real Estate News
The best advice I can give is to ASK QUESTIONS – Lots of Questions and even the SAME Questions to MULTIPLE Lenders to help ensure you are getting the best refinance for your mortgage. And remember, if you are getting a smaller decrease in the interest rate from what you have now and you don’t plan to live in the house for at least 3 more years – it may NOT be worth the refinance. I am happy to provide you with contacts in the mortgage business that I have found to be trust-worthy and who have worked well with my clients – but whatever you do, talk to them IN PERSON. The internet makes our life easier in many ways, but what I hear over and over is BEWARE OF INTERNET LENDERS. Maybe Not always the case – but I’d rather anyone I know be on the safer side of the transaction by dealing with someone they can actually talk with personally. The following sites have helpful questions for you to ask…
This is a more concise list and explains the various options…
This is a longer list of questions and covers just about every aspect to refinancing mortgages…
by Tammy Murphy | Sep 30, 2008 | Current Events, Facing Foreclosure
Fannie Mae recently released updated underwriting guidelines for new mortgage loans that directly address individuals with various types of foreclosure history. (more…)
by Tammy Murphy | Aug 30, 2008 | Facing Foreclosure, Real Estate News
An easy to use, step-by-step guide has been designed to give you the tools you need (no matter what your level of computer skills – you’ll be able to use our simple forms and call scripts!) It could be the best $20 you spend! ORDER HERE :
Being INFORMED is the best tool you can have to begin to face your fear of a pending foreclosure. It is also the only way that you can FIGHT FORECLOSURE. Many people that I have talked with, simply did not have the basic information that they needed to try and STOP the Foreclosure, and then they are faced with the humiliation of all that transpires and the need to find someplace else to live.
So much goes on and yet – there is HELP and if you are interested in finding out what you can do: either to sell the property before the foreclosure, save your property from foreclosure, or if you just want to take control over your life again after foreclosure – CLICK HERE to send me a confidential email.
by Tammy Murphy | Aug 1, 2008 | Facing Foreclosure, Real Estate News
If you have any part of mortgage debt “relieved” in 2007, 2008 or 2009 – Don’t miss this helpful TAX BENEFIT! Click HERE for DETAILS.
by Tammy Murphy | Jul 28, 2008 | Current Events, Facing Foreclosure, Real Estate News
Are you wanting more information on the HR 3221 bill? This SUMMARY will help explain the details in terms you can understand – all in all, it looks like a very good deal that is needed to help get the overall housing market back on track. CLICK HERE to read the Summary.
by Tammy Murphy | Jul 16, 2008 | Facing Foreclosure, Real Estate News
As a Realtor, we are asked to “voice our opinion” and try to lobby for things within the real estate market that need to be protected / preserved / changed / updated / done away with. Many times – the result of our one voice may seem lost in the multitude of so many others – but here is a reply I received today that I thought I would share. Preserving one’s ability to buy the American Dream is what have been fighting for! (more…)
