by Tammy Murphy | Sep 30, 2013 | Current Events, Real Estate News
While everyone is worried about how things will be affected, buyers who are in the process NOW but not yet closed will need to be concerned as well…here is an email received from a lender today:
As you may or may not know, when processing a mortgage application we verify an applicant’s social security number through the social security administration and go to the IRS for the applicants tax transcripts. This is mandatory for all loans no matter who the lender is.
This process usually takes less than 48 hours, but if there is a shutdown we will not be able to obtain this information. Once the shutdown is over these division may have to play catch up.
And this just in from OAR / NAR reports:
Government Shutdown & Housing
In light of the Congressional empasse currently taking place in Washington, HUD officials share what to expect concerning the status of FHA loans and the federal government shutdownlooming at midnight eastern time. Source: NAR
by Tammy Murphy | May 17, 2013 | Current Events, Neighbor Chat, Networking
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May 17-19 . A World A’Fair
Dayton Convention Center,
22 E. Fifth St.; Friday 5-11 p.m., Saturday 11 a.m.-11 p.m.,
Sunday 11 a.m.-6 p.m;
Dayton’s annual international festival returns for 2013 with the cultural theme, “Global Pastimes.” All of the participating countries will show some of the favorite pastimes of their region at their cultural booth. The festival is a celebration of diversity that showcases the food, dancing, music, costumes and cultural exhibits representing the ethnic backgrounds and cultures of Dayton and the greater Miami Valley. It features plenty of featured entertainment this year, including Jorge Wojtas, a flamenco guitarist; a flamenco dancing group from Columbus; Kabluchko, a Russian performing group from Cincinnati; Verea, a Bulgarian group from Chicago; and Burundian drummers and dancers. The very popular Kenya Safari Acrobats and Steve Free, Native American storyteller and musician will return this year. The DIFI Festival Singers will perform on the Informal stage all three days. Stories and activities for kids will be offered in the expanded children’s area and the Asian American Council of Dayton will again be presenting a Health Fair. This year we will again have a photo booth with international costumes to choose from for your photo. Don’t miss your chance to enjoy a trip around the world, all in one location – downtown Dayton! Adults $7, seniors $5, youth (6-18) $4. Visitwww.aworldafair.org for more info.
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by Tammy Murphy | Apr 26, 2013 | Current Events, Neighbor Chat
The Dayton Community has opened their arms and neighborhoods to welcome those from diverse backgrounds…and Dayton has a LOT to offer for those interested in Cultural Events as well.
This Guide is a comprehensive look at what is available in our communities: GUIDE BOOK
Or Click Here for the Culture Works website
by Tammy Murphy | Apr 21, 2013 | Current Events, Real Estate News
It is that time of the year when all of the active Realtors are out hosting Open Houses to show off the best of best (that are Available for your offer!) I will personally be hosting 5997 Barbanna Lane in Clayton from Noon – 2 PM and then 2618 Ridge Road in Xenia from 3 – 5 PM. Bust just in case you are looking in other areas – here are some helpful “lists” of the Open Houses today.
By the way – there are 441 Scheduled Open Houses today that are being “advertised” for your attention!
If you are looking at houses based upon PRICE:
Open Houses 042113 Under $100,000!
Open Houses 042113 $100,001-$200,000
Open Houses 042113 $200,001-$300,000
Open Houses 042113 $300,000 +
If you are looking based upon LOCATION:
Open Houses 042113 in Beavercreek
Open Houses 042113 in Centerville
Open Houses 042113 in Dayton
Open Houses 042113 in Englewood
Open Houses 042113 in Huber Heights
Open Houses 042113 in Kettering
Open Houses 042113 in Miamisburg
Open Houses 042113 in Oakwood
Open Houses 042113 in Xenia
by Tammy Murphy | Apr 12, 2013 | Current Events, Neighbor Chat, Real Estate News, Real Homes to Love
I get emails from a LOT of people…just like many of you. However, I try to take from that rash of emails information that might be important to pass along to others. This is one of those instances:
Effective for all case numbers assigned on or after April 1, 2013 the monthly mortgage insurance premium on FHA 30 year fixed rate loans increased from a factor of 125 basis points to 135 basis points. On a $100,000 purchase with 3.5% down that’s a monthly increase of $7.91. Case numbers are assigned when a property goes into contract. (more…)
by Tammy Murphy | Apr 12, 2013 | Current Events, Neighbor Chat, Real Estate News
New Housing Development to Dramatically Transform Downtown Blocks
An $18 million student housing complex will be built in downtown Dayton at the site of the former Dayton Daily News building and adjacent property, Cox Media Group Ohio announced yesterday afternoon. The complex, which will be located on the corner of Ludlow and Fourth streets, will breathe new life into this portion of the center city while increasing housing options — a key strategy in the Greater Downtown Dayton Plan, a blueprint for the future of our center city. READ FULL ARTICLE HERE
