Tammy, grew up in Dayton, attended the Dayton Public Schools and Graduated Patterson Cooperative High School. She began a graphics presentation company out of high school and understands what it takes for a business to be successful.
Her career in real estate began while living away in Arizona, but it was inevitable that she would return home to the Dayton area. Tammy has now worked in real estate since 2001 and truly enjoys the opportunities (and challenges) that are a part of the real estate markets.
RH2L was established with the passion for service that is an integral and often missing piece to our industry. Tammy works endlessly to ensure that each of the Realtors within RH2L is also dedicated to providing the highest level of professional service to our clients.
RH2L is honored to be the Dayton Area Board of Realtors BROKER / OWNER of the Year! We will continue our excellence in service for those in real estate need.
Welcome to 2219 Bradley Court, a charming brick ranch located on a quiet cul-de-sac in a convenient area of Bellbrook.This home offers a comfortable and inviting layout with a natural flow between the main living spaces.
Welcome to “Warm and Cheerful Centerville,” a property that perfectly blends peaceful living with the convenience of one of Centerville’s most active community districts.Situated on a spacious .63-acre cul-de-sac lot, this charming brick ranch offers privacy, mature trees, and outdoor spaces designed for relaxation.
WELCOME to this beautifully maintained Maronda Homes of Cincinnati build, completed in 2021 and offering over 2,700+ square feet of living space. Located in the highly sought-after Ponde Creek Subdivision and situated on a .312-acre cul-de-sac lot, this home features a flexible layout with 3 bedrooms plus a loft, providing an ideal bonus space for recreation, work, or relaxation.
1 W Main Street, Spring Valley, OHNow Available for Lease – Mixed-Use Living & Business OpportunityImagine the possibilities of being able to LIVE, WORK, and RELAX all in the same space — right in the heart of historic Spring Valley! That’s just one of the many opportunities presented by this beautifully restored two-story brick home, now available for lease.
Charming Brick Ranch in West Carrollton – Estate Pre-Sale OpportunityWelcome to this well-loved 3 bedroom, 2 bath brick ranch offering 1,473 square feet of comfortable living space in a convenient West Carrollton location.Inside, you’ll find a formal living and dining area, a kitchen with an eat-in counter, and a cozy family room with a fireplace (never used).
Two Dwellings with a total of 5,188 sq. ft. - 3 bed/3 bath in Barndominium and 4 bed/1.5 bath in farmhouse on over 9 Acres!! Discover this one-of-a-kind property nestled in the serene countryside of Hillsboro, Ohio. Offering two distinctive dwellings on just over 9 acres, this is the perfect place for anyone seeking a unique blend of charm, space, and modern comfort.
Welcome to low-maintenance living at its finest in this stunning second-level condo in the sought-after Waterside at Settlers Walk! The original owner spared no expense when choosing upgrades in this Fischer Homes Baypoint II floor plan, creating an open and inviting layout perfect for modern living.
Welcome to Wolf Creek Run and this delightful ranch home that is just waiting for YOU! Picture perfect moments await as the open living to kitchen comes complete with a large island that allows for gathering while prepping and staying apart of the activities with friends and family.
Welcome to this beautifully updated two-story home that seamlessly blends modern comfort with timeless design. Situated in a desirable neighborhood, this home offers over 2,000 square feet of thoughtfully designed living space, perfect for today’s lifestyle.
Big news from RH2L Real Estate! If you know me, you know I’ve always believed in helping people find Real Homes To Love. For years, that mission has guided every buyer, seller, and investor I’ve served across Ohio. And now… we’re crossing the river.
I’m excited to share that I am now a licensed real estate broker in the state of Kentucky, and RH2L has officially opened a second office location to better serve clients in the Northern Kentucky and Bluegrass regions!
Same Great Service. Just a Little More Reach.
Over the years, we’ve had countless clients ask:
“Do you know anything about property in Kentucky?” “We’re looking for more land—maybe a place with some acreage, a barn, or just a bit more space.”
Now the answer is yes, absolutely! From rolling hills to wide-open land, Kentucky offers incredible real estate opportunities, especially for those seeking rural charm, investment potential, or more affordable housing just beyond the Ohio border.
What This Means for You
Whether you’re looking to:
Buy a home with land to grow on,
Sell a property with cross-state exposure,
Invest in real estate in a booming area with big potential…
We’re ready to guide you through it—on both sides of the river.
With the same experience, dedication, and trusted process you’ve come to expect from RH2L, we now proudly offer:
Local expertise in Ohio and Kentucky
Licensed broker representation in both states
Expanded network and access to more diverse listings
Let’s Find Your Bluegrass Dream
If Kentucky has been on your radar—even just a little—it’s time to explore the possibilities. From backyard chickens to creek-side views, we’re seeing incredible options in the Bluegrass State that fit a variety of budgets and lifestyles.
Contact me today for a no-obligation conversation about your real estate goals.
Let’s Talk: Property Taxes, Deed Scams, and Why Trusted Professionals Matter More Than Ever
If you’ve lived in the Dayton area for more than a minute, you’ve likely heard the buzz: rising property taxes, deed fraud cases, and a lot of folks wondering if they can “go it alone” in real estate to save a few bucks.
As your local broker and neighbor, I think it’s time we keep the conversation going — not with panic, but with perspective, knowledge, and solutions.
The Property Tax Question: Where’s It All Going?
You’re not imagining things — property tax bills have crept up, and many homeowners are now paying more despite no major changes to their homes. While school funding and community infrastructure are important, transparency and fairness are equally critical.
What you can do:
Make sure your property is assessed correctly (yes, errors happen!)
Learn how levies work and when to vote on them
Speak up at local meetings or connect with others advocating for reform
Want a real-time look at what your home is worth in today’s market (not just the tax office’s guess)? Let’s talk — I can provide a no-pressure CMA.
️♂️ Deed Scams Are Real — But Preventable
We’ve seen a rise in deed scams and title fraud — especially targeting seniors and out-of-town owners. Scammers file false documents to try to “claim” ownership of your property.
Protect yourself by:
Signing up for property fraud alerts through your County Recorder’s Office
Monitoring mail for unexpected notices tied to your home
Working with a trusted real estate professional and title company when buying or refinancing
Bonus tip: If you’re unsure what notices are legit, send them to me — I’ll happily review them for you.
The Value of Working With Real Estate Professionals
In a world of DIY tools and online listings, it might seem like you can handle buying or selling a home solo. But when things go wrong — and they often do — you want someone who knows how to navigate the curves.
✅ Pricing strategies ✅ Legal disclosures ✅ Contract deadlines ✅ Negotiation power ✅ And yes — avoiding scams or unexpected fees
This isn’t just a transaction — it’s your home, your equity, and your peace of mind.
Let’s Keep the Conversation Going
If you’ve had questions about your property taxes, concerns about recent scams, or just need advice on whether now is the right time to make a move — you don’t have to figure it out alone.
Send me a message Give me a call / text 937-838-0997 ☕ Or come sit down over a cup of coffee / tea — no pressure, just real answers.
Let’s protect what you’ve worked hard for — and make informed decisions together.
July 2025 Real Estate Market Update: Strong Summer Momentum in Dayton
Hello, Dayton! Summer is in full swing, and the local housing market is showing continued resilience and growth. July 2025 brought impressive gains in home prices and sales, reinforcing the strong upward trend in the Miami Valley’s real estate market.
Homes Sold: 1,426 (+5.8% YoY) Total Sales Volume: $434M (+13.9%) Median Price: $270,000 (+9%) Average Price: $304,479 (+7.7%) New Listings: 1,837 (+12.3%) Active Inventory: 2,357 homes (1.65-month supply)
July’s data shows that buyers remain active in the market, and homes continue to sell at their asking price, maintaining a 100% sale-to-list price ratio. This is a clear signal of a healthy, competitive market.
Homes Sold: 8,251 (-2.8% YoY) Sales Volume: $2.42B (+2.9%) Median Price: $255,000 (+7.1%) Average Price: $293,666 (+5.9%) New Listings: 10,746 (+3.9%)
Even with a small dip in total units sold year-to-date, the upward movement in prices and total sales volume shows that the Dayton market remains strong. Buyers are paying more for homes, and sellers are seeing steady appreciation in property values.
What This Means for Buyers and Sellers
For Sellers: Rising median and average prices, along with a strong sale-to-list ratio, make this an excellent time to consider listing your home. Even with inventory levels increasing, homes continue to sell quickly and at competitive prices.
For Buyers: While sales are slightly down, the influx of new listings provides more options. With prices on the rise, acting sooner rather than later can help secure a home before values climb further.
Let’s Connect!
The Dayton market continues to offer opportunities for both buyers and sellers. If you’d like a no-obligation assessment of your home’s value or want to explore your buying power in today’s market, we’re here to help. Reach out and let’s make your real estate goals a reality!
Downsizing Sounds Simple — So Why Do So Many People Regret It?
When you hear the word “downsizing,” you probably picture something positive:
A simpler lifestyle
Lower bills
Less to clean and manage
And sure — all of that can be true.
But here’s the thing no one talks about:
Downsizing is just as emotional — and sometimes more complicated — than moving into your first home.
Because it’s not just about square footage. It’s about shifting your lifestyle, your priorities, and sometimes your identity.
The Real Cost of “Just Getting Out”
Many homeowners tell me they’re ready to “get out of this big house” or “finally let go of all this stuff.”
But when we dig deeper, what they’re really saying is:
“I’m not sure what comes next… and I just want someone to help me make sense of it.”
If that’s you — I hear you.
I’ve worked with dozens of clients who made quick downsizing decisions… and ended up regretting parts of the process they didn’t think to plan for. And the frustrating part? These regrets were 100% avoidable.
It’s Not Just a Move — It’s a Life Shift
Selling your longtime home isn’t just about packing boxes. It’s about:
Releasing a version of your life that may have worked for decades
Letting go of items tied to memories, not just utility
Planning for health, energy, and lifestyle needs you haven’t even experienced yet
It’s not scary. But it does deserve some thoughtful prep.
Before You Sell, Watch This
I just recorded a quick 3-minute video that breaks down the three biggest regrets people have when they downsize too soon. It’s short, direct, and based on real-life stories I’ve seen over and over again.
Watch VIDEO here: Even if you’re just thinking about downsizing — you’ll be glad you saw this first.
Grab the Free Checklist That Goes With It
To help you take the next step — with clarity — I’ve created a Downsizer Readiness Checklist. It covers the emotional, financial, and logistical parts of this process that most people overlook.
✅ Know what to keep, donate, or toss ✅ Think through your health and aging needs ✅ Avoid financial surprises ✅ Make the move with purpose, not panic
✈️ Ready to Vacation? Don’t Forget These Home Safety Tips!
As summer peaks and travel plans take off, there’s one checklist every traveler should complete before heading out the door—and it’s not your packing list. It’s your Home Safety Checklist.
We believe in seamless travel experiences from start to finish—and that includes peace of mind while you’re away. That’s why The REAL-TEA Podcast hopes to bring you a powerful reminder that smart travel includes smart security at home. Our co-host at MapDotTravels is available if you have NOT yet booked your vacation or need any help in making plans!
️ Mark Your Calendar: Tune in to our upcoming episode of The REAL-TEA on August 5th, where Elle and Tammy share their favorite vacation spots and the essential home safety tips every homeowner needs before traveling.
They’ll dive into:
Vacation planning made easy ️
Smart tech tools that add security without hassle
Common-sense tips that save you from costly mistakes
Here’s a Sneak Peek of What You’ll Learn: Before you hop on that plane or hit the road, here are just a few things you should do:
Use smart plugs to automate lighting while you’re away.
Pause mail delivery so your home doesn’t scream “nobody’s home.”
Install motion sensor lights to deter unwanted visitors.
Avoid oversharing on social media until you return.
Let a trusted neighbor know you’re gone and ask them to keep an eye out.
From Elle: “As a full-service travel advisor with MapDotTravels, I want every trip to start stress-free and end with beautiful memories—not home emergencies. This checklist is part of the full-circle service we offer—making sure your home is safe while you enjoy the world.”
The real estate brokerage with a heart! Helping you as buyers and sellers in today's real estate market. RH2L is "Real Homes To Love" and your choice for professional real estate services in today's market! Office hours by appointment.
