by Tammy Murphy | Aug 28, 2019 | Clearcreek Township, Neighbor Chat

This beautiful new built, Ryan Home, in Winding Creek is located in Clearcreek Township and what that means to you (potentially) is LOWER TAXES. There are NO CITY INCOME TAXES because of it being in Township jurisdiction, AND this one sits in Warren County which has a lower property tax basis than other counties. If you are interested in checking the housing in this area, give us a call!
by Tammy Murphy | Aug 21, 2019 | Dayton, DOWNTOWN, Neighbor Chat
Have you seen the vibrant growth in our Downton Dayton community?? It’s not “just” for ballgames and theater; but, it now has an abundant supply of housing choices! Whether you are looking for an apartment to get situated, a condo for low maintenance living, or a high-end luxury townhouse: WE HAVE OPTIONS!
While finding your way around the Downtown area may seem a bit unnerving to some, WE are very familiar with the streets, places and options for living and want to be your RESOURCE. We may have a unique “spin” to get you around but it is sure to be fun and informative!! Just ask Tammy for more details when you call to ask about a property…
In the meantime, lounging on your couch or while being the passenger in the car –
CLICK HERE FOR DOWNTOWN LIVING
by Tammy Murphy | Aug 13, 2019 | Dayton, Neighbor Chat, Networking
Dayton has been in the top communities on this list many times before, what is note-worthy now, OHIO has 4 cities that are in the Top 20! There is sure to be a lifestyle fit for you and any of these cities, but sharing with you so you can get a feel for what the “Mid-West” has to offer in housing choices!
https://magazine.realtor/daily-news/2019/08/08/unexpected-markets-are-among-this-month-s-hottest
Not sure what “DAYTON” has to offer you?? We are happy to answer your questions and to give insights to our region! Don’t forget, when people generalize DAYTON – there are at least a dozen communities that make-up the Dayton and surrounding area….from the small town feel to the hip and hoping areas – DAYTON INSPIRES!!

by Tammy Murphy | Aug 6, 2019 | Miamisburg
When you get the chance to help someone who has had to deal with more life situations than anyone would want, it becomes a welcomed opportunity for some compassionate real estate services. This beautiful ranch home, not only offers the comforts and space you would want to enjoy life; but, it also is situated right on the “Pipestone Golf Course” in Miamisburg – which should help to ensure you get your daily / weekly / monthly fix for playing a round of golf!?
It is not always about the “four-walls” that a house represents, sometimes the added benefits of the location and lifestyle the home offers is just as rewarding and needed.
It is truly my pleasure to be able to assist with the listing / sale of this beautiful home, and to take away yet one more “thing to do” off another person I can help.

by Tammy Murphy | Jul 2, 2019 | LENDERS
If you are beginning the process of looking for a home – you are going to want a GOOD LENDER! It is best to have a lender who is familiar with you, perhaps already aware of your financial situation, or at the very least – someone you can sit and talk with face-to-face. After all, you are making the biggest “single” financial decision (typically for most people anyway), With that being said, we can provide a list of names for those lenders who have provided GREAT Customer Service to other clients – and happy to make any of the introductions you might need. Remember, each person is different, as is their financial situation, so what works for one person may / may not work for another. The more your Realtor knows about what your specific needs are for financing, the better we can help to give you names for lenders in our area.
This is by no means a complete list of the lenders we have had clients use, and does not in any way reflect an affiliation agreement. To follow RESPA requirements, there is NO compensation to our office nor agents for our clients who may choose to use of any of these lender recommendations.
Drew Huggins, Caliber Home Loans, [email protected], 937-620-7664
Karen Vosler, Union Savings Bank, [email protected], 937-431-3663
Dave Gerhard, Fifth Third Bank, [email protected], 937-274-1274
Sometimes loan officers will change the company that they work for – this list is accurate at the time of posting and subject to change. Speak with your Realtor to ensure an up to date list can be provided if necessary.