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Chances are we've listed / sold and helped other
Buyers in one of the Communities you are considering.
Finding Your Next Place to Call HOME is What We Do!
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Properties For RENT
Finding a place to rent can be as involved and sometimes even more challenging as inventory for RENTALS is LOW. From application requirements to finding a budget friendly selection – there are things you want to know about RENTING.
Business Owners or those who want to start a business know that LOCATION, LOCATION, LOCATION is the driving force behind success. A Commercial property can be multi-family units, store-fronts, warehouses and more!
Do I need to be pre-approved to start looking at houses?
It is advised that you have an initial conversation with a lender to ensure you can “get financing” before you start to look; however, it is a simple process and you should be able to have a response in less than 24 hours in most instances.
Can I use my "uncle" as my home inspector?
We recommend that the inspector you use is licensed and insured in the State of Ohio so that no additional issues could arise in the negotiation of the findings.
Who pays your commission on my purchase?
Typically, the seller who has their home listed with a Realtor in the MLS provides for compensation for the Buyer’s Realtor. If you are buying a For Sale By Owner, or another independent process (auction, sheriff sale, etc.) there may be a need for the compensation to be paid by you directly. This should all be discussed prior to and with consent before incurring the charge.
How much money do I need to buy a house?
Typically this is going to depend on a few factors: what is the purchase price, what type of financing are you qualified for, and how much you have available. A basic general rule of thumb, minimum of 10% to cover your upfront money (inspections, appraisal), minimum down payment and closing costs. This figure can be higher if you choose to go conventional with either a 5, 10 or 20% down PLUS inspections and closing costs. OR it can be much less – if you are buying with VA at zero down and / or have assistance from the seller towards costs.
Ready to Buy?
Working with a Local Lender allows you the opportunity to meet and talk with someone face-to-face, and when you are making one of the biggest financial decisions in your life, we absolutely recommend working with someone you know you can contact when needed. Getting Pre-Approved should be one of your first steps in buying your next home!