It is advised that you have an initial conversation with a lender to ensure you can “get financing” before you start to look; however, it is a simple process and you should be able to have a response in less than 24 hours in most instances.

We recommend that the inspector you use is licensed and insured in the State of Ohio so that no additional issues could arise in the negotiation of the findings.

Typically, the seller who has their home listed with a Realtor in the MLS provides for compensation for the Buyer’s Realtor. If you are buying a For Sale By Owner, or another independent process (auction, sheriff sale, etc.) there may be a need for the compensation to be paid by you directly. This should all be discussed prior to and with consent before incurring the charge.

Typically this is going to depend on a few factors: what is the purchase price, what type of financing are you qualified for, and how much you have available.  A basic general rule of thumb, minimum of 10% to cover your upfront money (inspections, appraisal), minimum down payment and  closing costs.  This figure can be higher if you choose to go conventional with either a 5, 10 or 20% down PLUS inspections and closing costs.  OR it can be much less – if you are buying with VA at zero down and / or have assistance from the seller towards costs.